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Mortgage Hotline - Call Us 0117 313 7780

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1.74% - 5 Year Fixed 

  • Overall cost for comparison 3.20% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 5 years after which reverts to Scottish Widows variable rate of 3.74%.

Call us for this special offer on 0117 313 7780

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.09%
Rate type: Fixed Feb-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Feb-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.09%
Rate type: Fixed Feb-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Feb-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.09%
Rate type: Fixed Feb-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Feb-2020 4.1% APRC 75% £1759.00 £250 cashback £577.15 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.09%
Rate type: Fixed Feb-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Feb-2020 4.1% APRC 75% £1759.00 £250 cashback £577.15 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Fixed Feb-2020
Monthly cost: £586.60 per month
Max LTV: 60%
Product fee: £1409.00
Overall cost for comparison: 4.2% APRC
Platform logo 1.24% Fixed Feb-2020 4.2% APRC 60% £1409.00 £586.60 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Fixed Jan-2020
Monthly cost: £583.69 per month
Max LTV: 60%
Product fee: £1184.00
Overall cost for comparison: 4.1% APRC
Yorkshire Bank logo 1.24% Fixed Jan-2020 4.1% APRC 60% £1184.00 £583.69 per month get quotes
Initial rate: 1.24%
Rate type: Fixed Jan-2020
Monthly cost: £585.63 per month
Max LTV: 60%
Product fee: £1684.00
Overall cost for comparison: 4.1% APRC
Yorkshire Bank logo 1.24% Fixed Jan-2020 4.1% APRC 60% £1684.00 £585.63 per month get quotes
Initial rate: 1.29%
Rate type: Fixed Jan-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1114.00
Overall cost for comparison: 3.4% APRC
Barclays Bank logo 1.29% Fixed Jan-2020 3.4% APRC 60% £1114.00 £589.12 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.3% APRC
Santander UK Plc logo 1.29% Fixed Feb-2020 4.3% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.3% APRC
Santander UK Plc logo 1.29% Fixed Feb-2020 4.3% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

10 Year Mortgage Rates

The growing popularity of 10 year mortgages

10 year mortgages are becoming increasingly popular with more and more lenders offering them to borrowers. This is largely due to more lenders offering 10 year mortgages with fixed rates for the entire loan period. Given the current low interest rates, this is an appealing option for many.

The best deals on 10 year mortgage rates may depend on having a loan-to-value (LTV) of 60% or less as some lenders only offer the best deals on 10 year mortgages to those with a lower LTV.

10 year fixed rate mortgages

Choosing a 10 year fixed rate mortgage means you will agree an interest rate when you take out the mortgage and it will stay at the same level for the entire life of the mortgage.

This gives you certainty over how much you will be paying each month and means you will know in advance exactly how much you will end up repaying over the life of the mortgage.

The risk with a fixed rate mortgage is that interest rates can go down as well as up, but with interests rates currently at an all-time low (as of March 2017), this is a great time to lock into a fixed rate deal.  

Try our free 10 year mortgage rates calculator

With so many providers now offering 10 year mortgages, knowing which offers the best deal for you can be a challenge. Our free mortgage calculator lets you choose how much you want to borrow and see which providers offer the best deal on a 10 year mortgage.

To try it out, simply head to the top of the page, select “10 years” in the “Mortgage term” field and fill in the other details to match your circumstances and borrowing requirements. We will then show you the best deals from all the leading providers we have selected from across the market.

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