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Buy To Let Mortgage Hotline - Call 0117 403 4222

Halifax Buy To Let Mortgages

Buy To Let Mortgage Deals Of The Month

RBS Mortgages Logo

FairMortgages.co.uk has partnered with Royal Bank Of Scotland to bring you some of the best mortgage rates in the market, which is why they say 'YES' to a mortgage every 60 seconds*. It takes just a few minutes to find out if they can help:

Call RBS Buy To Let team: FREE on 0800 096 7962

OPEN 7 DAYS A WEEK
Monday to Friday:  8am to 8pm 
Saturday & Sunday:  9am to 4pm

Hsbc 2-logo 

Call FREE 0808 271 8482

Top rates for those looking to get a better deal or borrow more:

  • FIXED RATES from 1.69% (4.5% APRC)
  • FAST DECISION
  • LINES OPEN: 7 days a week 8am to 10pm

Call HSBC Buy To Let team FREE on 0808 271 8482 to find out how much you could borrow

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.33%
Rate type: Fixed Oct-2019
Monthly cost: £482.01 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 4.3% APRC
Post Office logo 1.33% Fixed Oct-2019 4.3% APRC 60% £1990.00 £482.01 per month get quotes Call direct0808 178 6813
Initial rate: 1.33%
Rate type: Fixed Oct-2019
Monthly cost: £482.01 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.33% Fixed Oct-2019 4.2% APRC 60% £1990.00 £482.01 per month get quotes Call direct0808 178 6813
Initial rate: 1.41%
Rate type: Fixed Oct-2019
Monthly cost: £485.71 per month
Max LTV: 60%
Product fee: £1720.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.41% Fixed Oct-2019 4.2% APRC 60% £1720.00 £485.71 per month get quotes Call direct0808 178 6813
Initial rate: 1.41%
Rate type: Fixed Oct-2019
Monthly cost: £485.71 per month
Max LTV: 60%
Product fee: £1720.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.41% Fixed Oct-2019 4.2% APRC 60% £1720.00 £485.71 per month get quotes Call direct0808 178 6813
Initial rate: 1.49%
Rate type: Fixed Nov-2019
Monthly cost: £491.70 per month
Max LTV: 60%
Product fee: £2263.00
Overall cost for comparison: 4.4% APRC
Virgin Money logo 1.49% Fixed Nov-2019 4.4% APRC 60% £2263.00 £491.70 per month get quotes Call direct0330 057 1595
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Halifax Buy To Let Mortgages

Halifax offer a range of buy-to-let mortgages for landlords, including existing Halifax customers and new customers.

To qualify for a buy-to-let mortgage from Halifax you must:

  • Be at least 25 years old
  • Not be over 75 by the time your mortgage term ends
  • Not be first time buyer
  • Already own a UK property
  • Have at least a 25% deposit
  • Have been employed for at least 3 months or self-employed for 12 months
  • Be buying a property worth over £40,000

Fair Mortgages buy-to-let mortgage broker service

Our experienced specialist mortgage brokers offer buy-to-let landlords:

  • Access to the whole market – compare Halifax BTL mortgages with all other UK lenders
  • Market-leading mortgage rates – all the best deals on the market right now
  • Exclusive loan deals not available on high street – including intermediary-only and private lenders
  • Quick turnarounds – get your mortgage approved faster with us
  • Mortgages for customers with bad credit history – we have access to mortgage providers who lend to people with previous defaults and missed payments 
  • Additional finance for existing mortgage holders – second charge mortgages and bridging loans if you need to raise extra capital on mortgaged properties

To investigate your mortgage options call our mortgage broker team on 0117 313 7780 or use the call back request form on the right.

Halifax Buy To Let Mortgages

How does a buy-to-let mortgage from Halifax work?

A buy to let mortgage is a specific type of mortgage for purchasing a property you intend to rent out. Buy-to-let mortgages can be used for either residential or commercial rental property.

The amount you will be able to borrow with a buy-to -let mortgage depends on a variety of factors including the size of your deposit and your previous credit history. One of the most important factors, however, is the amount of income from rent you expect to earn.

With a Halifax mortgage for landlords, the rental income on a property will usually need to equal 125% of the annual interest on your mortgage. The maximum loan size on a single property is currently £1million with Halifax and you can hold up to a maximum of three mortgages with a total combined value of £2m.

Why choose a Halifax buy- to-let mortgage deal?

Halifax offers a range of features and benefits to landlords taking out a mortgage with them. Some of these benefits could include:

  • Choose from a range of tracker buy-to-let mortgage deals offering up to 75% loan to value (LTV)
  • Halifax expert mortgage advisers will help you arrange a survey and help find someone to handle your conveyancing
  • Simple and straightforward buy to let mortgage application process – begin your mortgage application on-line, over the phone, or personally at your nearest Halifax branch.

Compare Halifax buy-to-let mortgages with other leading leaders

Our specialist independent buy-to-let mortgage brokers can help you find the very best deal on a mortgages for rental properties. We have access to the whole of the market, so can also find you the most attractive deals currently available.

To find the right buy-to-let mortgage option for you, call Fair Mortgages today on 0117 403 4222 or request a call back using the form on the right.

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Call or Request Call Back from our Buy to Let Broker Team

Call us for a FREE initial conversation on 0117 403 4222 about your buy to let mortgage options or request a callback.

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