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SPV Buy To Let Mortgage Hotline - Call 0117 403 4222

1.75% 2 Year Fixed

  • Overall cost for comparison 4.3% APRC

Representative Example: Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Post Office variable rate of 4.74%.

Call Post Office FREE on 0808 178 6813

2.68% 5 Year Fixed

  • Overall cost for comparison 4.0% APRC

Representative Example: Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Post Office variable rate of 4.74%.

Call Post Office FREE on 0808 178 6813

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.33%
Rate type: Fixed Oct-2019
Monthly cost: £482.01 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 4.3% APRC
Post Office logo 1.33% Fixed Oct-2019 4.3% APRC 60% £1990.00 £482.01 per month get quotes Call direct0808 178 6813
Initial rate: 1.33%
Rate type: Fixed Oct-2019
Monthly cost: £482.01 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.33% Fixed Oct-2019 4.2% APRC 60% £1990.00 £482.01 per month get quotes Call direct0808 178 6813
Initial rate: 1.41%
Rate type: Fixed Oct-2019
Monthly cost: £485.71 per month
Max LTV: 60%
Product fee: £1720.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.41% Fixed Oct-2019 4.2% APRC 60% £1720.00 £485.71 per month get quotes Call direct0808 178 6813
Initial rate: 1.41%
Rate type: Fixed Oct-2019
Monthly cost: £485.71 per month
Max LTV: 60%
Product fee: £1720.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.41% Fixed Oct-2019 4.2% APRC 60% £1720.00 £485.71 per month get quotes Call direct0808 178 6813
Initial rate: 1.58%
Rate type: Fixed Oct-2019
Monthly cost: £491.22 per month
Max LTV: 60%
Product fee: £1220.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.58% Fixed Oct-2019 4.2% APRC 60% £1220.00 £491.22 per month get quotes Call direct0808 178 6813
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

SPV Buy To Let Mortgage

Special Purpose Vehicle (SPV) Buy To Let Mortgage

Why choose our service for SPV BTL Mortgages?

Fair Mortgages can provide you with a first class buy to let service . 

Special features of what we offer include:

  • Access to specialist lenders who will lend to SPVs
  • Great Rates - Access to leading market rates
  • Exclusive Deals - Access to exclusive remortgage deals not available on high street
  • Fast turnaround - call us if you need to move fast!
  • Raising additional finance - If you are looking to raise finance we will look at all your finance options as well as remortgaging.

To investigate your buy to let remortgage options call our specialist team on 0117 403 4222 or fill in our call back form. 

SPV buy to let mortgages

From April 2017 buy to let landlords will be faced with paying tax on all their rental income generated from buy to let properties.

These new changes will mean that landlords will face much higher tax bills where previously they could offset mortgage interest against this cost. As a landlord you may be considering setting up a limited company or special purpose vehicle to mitigate the impact of these changes. 

A SPV limited company is a non trading company that exists for the purpose of buying, selling and letting out property to tenants.

How do you set up a special purpose vehicle?

There are capital gains tax implications if you are looking to set up a SPV for your buy to let properties if they have increased in value since you bought them as well as stamp duty costs so it is very important to do your homework on the pros and cons of switching to a SPV vehicle.  Setting up can be done online at relatively low cost using an IN01 form otherwise  an accountant should be able to do it for you. It is important to Your existing buy to let properties have to be sold at market value. 

For advice on finance for purchasing or remortgaging property in a special purpose vehicle company please call our team on 0117 403 4222 or Request a Callback.

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Call or Request Call Back from our Buy to Let Broker Team

Call us for a FREE initial conversation on 0117 403 4222 about your SPV buy to let mortgage options or request a callback.

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