Halifax Mortgage Calculator
Try our free Halifax mortgage calculator
Whether you are looking for a first time buyer mortgage, are moving house, or need to remortgage your existing property, our mortgage calculator offers the perfect way to compare the cost of mortgages from Halifax and all the leading lenders.
To use the free mortgage calculator, simply head to the top of the page and select the type of mortgage you are looking for. You can then specify all the key details including:
- How much you need to borrow
- The value of your property
- How long you want to repay over
- The type of mortgage you are looking for e.g. fixed rate, tracker etc.
- The type of repayment plan you need e.g. capital and interest, interest only
Using this information, we will then show some of the top matching deals currently available from across the market, making it much easier for you to find an attractive mortgage deal that matches your requirements.
Our mortgage broker service
Our team of highly experienced mortgage brokers work with Halifax and all the leading lenders to offer you:
- Whole of market access – we have links with all the top mortgage lenders
- Market-leading mortgage rates – see all the top mortgage deals currently available
- Exclusive deals not available on high street – including from private banks and lenders
- Fast turnaround - speak to us today if you need to move quickly
- Mortgages for bad credit – we have contacts with lenders willing to consider borrowers with previous defaults and missed payments
- Mortgage for complex situations – including for ex-pats and foreign nationals
- Extra borrowing on top of your mortgage – additional secured loan options, including bridging finance
Compare Halifax mortgages
Halifax offer a range of different mortgages to match different types of lenders. Finding the right one for you can make a significant difference to how affordable your mortgage repayments are. The following are some of the main types of mortgages you should consider.
Halifax Fixed Rate Mortgages – With a Fixed Rate mortgage your interest payments are set at a fixed rate of interest for a certain period, often two years, although longer fixed rate periods are available. This can make it easier to plan your finances.
Halifax Tracker Mortgage – Tracker mortgages are linked to the Bank of England’s base interest rate or an equivalent. This means if the Bank of England either raises or lowers its base rate the interest you pay on your mortgage will also change to reflect this.
Halifax Discount Mortgage – Discount mortgages are similar to trackers but instead of your interest rate being reflective of the Base Rate it is affected by your lender’s specific Standard Variable Rate. The SVR is the rate many mortgages revert to once you move out of your introductory deal.
Halifax Offset Mortgage – This type of mortgage works by tying your savings to your mortgage. This usually means that you stop earning any interest on your savings instead the interest is used to offset your mortgage interest repayments. Lenders will allow you to either pay less each month, or to treat the difference as an overpayment, thus paying off your loan earlier.