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Mortgage Hotline - Call Us 0117 313 7780

Homeowner Loans

3.74% APR (variable)

  • Borrow from £10,000 to £500,000
  • Loans from 3 to 35 year terms

Representative Example: The representative APR is 5% (variable) so if you borrow £10,000 over 10 years at a rate of 4.45% (variable) you will repay £103.40 per month & total amount payable £12,408.

Homeowner Loan

4.45% APR (variable)

  • £10,000 Loan over 10 years 
  • Monthly repayments £103.40 per month

Representative Example: The representative APR is 5% (variable) so if you borrow £10,000 over 10 years at a rate of 4.45% (variable) you will repay £103.40 per month & total amount payable £12,408.

Halifax Secured Loan

Halifax Secured Loans

Our Secured Loan Service

Why choose us for a secured loan?

Fair Mortgages can provide you with a first class service if you are looking for a second charge mortgage on your home. 

Special features of what we offer include:

  • Borrow from £10,000 up to £2.5m
  • Access to leading market rates from 2nd charge lenders
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - a property valuation may not be required
  • We have lenders who will take into account previous defaults and missed payments 
  • As part of our service we can review whether remortgaging is a better option for you in raising finance.

To investigate your second charge loan options call our specialist team on 0117 313 7780 or fill in our call back form. 

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What is a secured loan?

A secured loan is money you borrow that is secured against an asset that you own (generally your home). You tend to get offered better interest rates with secured loans than you do with unsecured loans. However,  it is often seen as a riskier option as you could lose your home if you cannot keep up with repayments; which is why to consider carefully before going down this route and ensure you choose the best deal to suit your circumstances.

Why choose a secured loan?

As previously mentioned, you are likely to be offered a lower rate of interest on a secured loan then you will on a personal loan, as the loan is secured against your property.  Another reason why people commonly choose secured loans is because your repayments are normally made on a monthly basis. Although it is worth noting that the amount you pay each month will vary if there is no fixed interest rate.

How to find the a secured loan broker

Secured loans are slightly trickier to come across then regular loans, as many lenders are only willing to work through independent intermediaries, such as ourselves. That’s why we recommend that you contact a mortgage broker, who has access to these loan offers and can help analyse your situation and pick out a loan deal suited to you.

Our services

We work with the majority of secured loan lenders (including Halifax) to offer you leading and exclusive secured loan deals. Our specialised secured loan advisory team can help to analyse your situation, and provide you with expert advice to help you make the best decisions for your future. If you have any question or queries with any aspects of secured loans, why not call us today on 0117 313 7780 for a free initial consultation; or fill in our contact form to request a call back.

About Halifax

Halifax has been providing mortgages for 150 years, and was formed in 1853 as the Halifax Permanent Benefit Building and Investment Society.  In 2001, Halifax merged with the Bank of Scotland, taking the name Halifax Bank of Scotland (HBOS). In 2009, HBOS was acquired by the Lloyds banking Group. Nowadays, Halifax now provides a wide range of mortgages to suit different borrowers.

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Compare Halifax Secured Loans- phone 0117 313 7780 for Secured Loan Offers

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Why Fair Mortgages?