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Mortgage Lender Hotline call now 0117 313 7780

What is your mortgage for?

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Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.29%
Rate type: Fixed Jan-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1114.00
Overall cost for comparison: 3.4% APRC
Barclays Bank logo 1.29% Fixed Jan-2020 3.4% APRC 60% £1114.00 £394.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.3% APRC
Santander UK Plc logo 1.29% Fixed Feb-2020 4.3% APRC 60% £1259.00 £394.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.3% APRC
Santander UK Plc logo 1.29% Fixed Feb-2020 4.3% APRC 60% £1259.00 £394.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Dec-2019
Monthly cost: £394.05 per month
Max LTV: 60%
Product fee: £1061.00
Overall cost for comparison: 4.2% APRC
Skipton BS logo 1.29% Fixed Dec-2019 4.2% APRC 60% £1061.00 £394.05 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1159.00
Overall cost for comparison: 4.2% APRC
Platform logo 1.29% Fixed Feb-2020 4.2% APRC 60% £1159.00 £250 cashback £394.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Dec-2019
Monthly cost: £394.04 per month
Max LTV: 50%
Product fee: £1132.00
Overall cost for comparison: 4.2% APRC
Coventry BS logo 1.29% Fixed Dec-2019 4.2% APRC 50% £1132.00 £500 cashback £394.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.39%
Rate type: Fixed Jan-2020
Monthly cost: £404.65 per month
Max LTV: 60%
Product fee: £2614.00
Overall cost for comparison: 3.6% APRC
Barclays Bank logo 1.39% Fixed Jan-2020 3.6% APRC 60% £2614.00 £404.65 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.39%
Rate type: Fixed Jan-2020
Monthly cost: £408.60 per month
Max LTV: 60%
Product fee: £3614.00
Overall cost for comparison: 3.7% APRC
Barclays Bank logo 1.39% Fixed Jan-2020 3.7% APRC 60% £3614.00 £408.60 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.39%
Rate type: Fixed Dec-2019
Monthly cost: £398.73 per month
Max LTV: 50%
Product fee: £1132.00
Overall cost for comparison: 4.3% APRC
Coventry BS logo 1.39% Fixed Dec-2019 4.3% APRC 50% £1132.00 £398.73 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.4%
Rate type: Fixed Jan-2020
Monthly cost: £400.87 per month
Max LTV: 65%
Product fee: £1905.00
Overall cost for comparison: 4.3% APRC
Principality BS logo 1.4% Fixed Jan-2020 4.3% APRC 65% £1905.00 £400.87 per month get quotes Call direct0117 313 7780 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Highest Mortgage Lenders

Our Mortgage Service

Special features of what we offer:

  • Whole of market service - we work with leading UK lenders
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous defaults and missed payments 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options if you are looking to get a mortgage call our mortgage team on 0117 313 7780 or fill in our call back form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

Highest Mortgage Lenders

If you’re looking for a mortgage, or to remortgage a property, you might be wondering what the ‘highest’ mortgage lenders are.  While some lender’s may be willing to loan more than others, the maximum a borrower can usually get a mortgage for tends to be based upon the size of the deposit they can put down and their affordability

About getting a mortgage

  • Deposit – The maximum amount a borrower may be able to borrow can be dependent on the size of the deposit they can offer on the loan. For example, a mortgage with a maximum Loan to Value (LTV) of 90% would require the borrower to put down the remaining 10% - therefore in order to purchase a property worth £300,000 with a 90% LTV mortgage the borrower would need to have £30,000 to put down as a deposit on the mortgage. Although exactly what will be available to a borrower will depend on their own specific financial details, residential mortgages may be available with deposits of around 5% whereas many investment and buy to let mortgages require deposits of at least 25%. However, with any kind of mortgage the larger the deposit the lender can afford to put down the better the interest rates offered to them will be.
  • Affordability – The amount a borrower can borrow may also be affected by their affordability for the loan. When calculating affordability a lender will consider the applicant’s regular income and any outgoings such as; existing credit commitments, travel costs etc, to assess if the applicant could afford to make their monthly repayments for a loan of that size, they will also ‘stress test’ this to see if a borrower could still afford their repayments if their interest rates were to rise.

Before taking out a mortgage

Before taking out a mortgage it may be wise to shop around different lenders to try and find the best product for your specific needs. You can use the Fair Mortgages calculator on this website to view a selection of mortgages from a range of different lenders, you just need to enter the relevant financial information and select the type of mortgage you are interested in.

Mortgage adviser

Borrowers looking for any kind of mortgage may want to consider using the services of an independent mortgage adviser. An adviser, who offers a whole of market service, can both offer their client’s impartial advice and use their professional knowledge of mortgages to search across different providers to try and find them the best product.

To find out if Fair Mortgages could help you, fill in the online contact form to request a call-back or call directly on: 0117 313 7780

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