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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

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1.59% 2 Year Fixed

  • Call now to secure
  • Overall cost for comparison 4.80%

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after then reverts to Virgin Money's variable rate of 4.80%.

 

Call now on 0117 332 3389

2.56% 5 Year Fixed

  • Exclusive Rate - Call now to secure
  • Overall cost for comparison 4.50%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after then reverts to Accord's variable rate of 4.99%.

 

Call now on 0117 332 3389

3.45% 10 Year Fixed

  • Call now to secure
  • Overall cost for comparison 3.90%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 10 years after then reverts to Woolwich's variable rate of 3.99%.

 

Call now on 0117 332 3389

2.94% 10 Year Fixed

  • LOWEST EVER UK 10 YEAR FIX
  • Overall cost for comparison 3.90%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 10 years after then reverts to Nationwide's variable rate of 3.99%.

 

Call now on 0117 332 3389

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.88%
Rate type: Tracker Feb-2020
Monthly cost: £426.38 per month
Max LTV: 60%
Product fee: £2273.00
Overall cost for comparison: 4.4% APRC
NatWest logo 1.88% Tracker Feb-2020 4.4% APRC 60% £2273.00 £426.38 per month get quotes Call direct0800 056 8572 More details
Initial rate: 1.88%
Rate type: Tracker Feb-2020
Monthly cost: £426.50 per month
Max LTV: 60%
Product fee: £2273.00
Overall cost for comparison: 3.8% APRC
Royal Bank Of Scotland logo 1.88% Tracker Feb-2020 3.8% APRC 60% £2273.00 £426.50 per month get quotes Call direct0800 096 7962 More details
Initial rate: 1.88%
Rate type: Tracker Feb-2020
Monthly cost: £426.50 per month
Max LTV: 60%
Product fee: £2273.00
Overall cost for comparison: 4% APRC
Royal Bank Of Scotland logo 1.88% Tracker Feb-2020 4% APRC 60% £2273.00 £426.50 per month get quotes Call direct0800 096 7962 More details
Initial rate: 1.88%
Rate type: Tracker Feb-2020
Monthly cost: £426.38 per month
Max LTV: 60%
Product fee: £2273.00
Overall cost for comparison: 4.2% APRC
NatWest logo 1.88% Tracker Feb-2020 4.2% APRC 60% £2273.00 £426.38 per month get quotes Call direct0800 056 8572 More details
Initial rate: 1.89%
Rate type: Fixed Feb-2020
Monthly cost: £422.81 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.6% APRC
Royal Bank Of Scotland logo 1.89% Fixed Feb-2020 3.6% APRC 60% £1273.00 £422.81 per month get quotes Call direct0800 096 7962 More details
Initial rate: 1.89%
Rate type: Fixed Feb-2020
Monthly cost: £422.68 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 4% APRC
NatWest logo 1.89% Fixed Feb-2020 4% APRC 60% £1273.00 £422.68 per month get quotes Call direct0800 056 8572 More details
Initial rate: 1.89%
Rate type: Fixed Feb-2020
Monthly cost: £422.81 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.6% APRC
Royal Bank Of Scotland logo 1.89% Fixed Feb-2020 3.6% APRC 60% £1273.00 £422.81 per month get quotes Call direct0800 096 7962 More details
Initial rate: 1.89%
Rate type: Fixed Feb-2020
Monthly cost: £422.68 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 4.1% APRC
NatWest logo 1.89% Fixed Feb-2020 4.1% APRC 60% £1273.00 £422.68 per month get quotes Call direct0800 056 8572 More details
Initial rate: 1.95%
Rate type: Fixed 2 years
Monthly cost: £425.74 per month
Max LTV: 75%
Product fee: £1415.00
Overall cost for comparison: 4.9% APRC
Paragon Banking Group PLC logo 1.95% Fixed 2 years 4.9% APRC 75% £1415.00 £425.74 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.95%
Rate type: Fixed 2 years
Monthly cost: £425.74 per month
Max LTV: 75%
Product fee: £1415.00
Overall cost for comparison: 4.9% APRC
Paragon Banking Group PLC logo 1.95% Fixed 2 years 4.9% APRC 75% £1415.00 £425.74 per month get quotes Call direct0117 313 7780 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Paragon HMO mortgage

For those who want to potentially maximise the potential of their property, it may be worth exploring the option of an HMO (house in multiple occupation). To finance an HMO buy to let, you may need a substantial amount of funding and Paragon could be your best option.  If you are interested in a Paragon HMO mortgage, speak to use first to find out the best HMO mortgage available on the market.

Special features of what we offer include:

  • Whole of market service - we work with over 60 UK lenders including Paragon
  • Leading rates - Access to leading market mortgage rates
  • Exclusive deals - Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous defaults and missed payments 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

What is an HMO

When a property is rented out to three or more people that are not in the same household but share facilities such as a bathroom or kitchen, this is known as an HMO.  If a property is rented out to five or more people, then this is classified as “large HMO”. 

It is important to bear in mind that it is a requirement for landlords to get a local council approved license to have large HMO. If you wish to get a large HMO license, you should review the associated application costs.

Landlords may find an HMO an attractive opportunity, as rent can be charged by the room that may increase the overall return on the property.

Paragon HMO mortgage

If you require finance for an HMO property then Paragon may be the best option for you. The Paragon buy to let mortgage has a fixed term of 2 years with an initial interest rate of 3.30% for 75% loan to value. You may be able to take advantage of the lower rate in the first 2 years by using your additional funds to cover costs of an HMO or another project.

Our Services

We work with the majority of UK lenders, and have access to exclusive buy to let mortgage deals for HMOs that are not available on the high street, which means we can make the process of finding an HMO buy to let mortgage that bit easier.

To find more information about buy to let mortgages for HMOs why not call us today on 0117 403 4222, or fill in our online contact form to request a call-back for a free initial consultation with one of our advisers.

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