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Mortgage Hotline - Call Us 0117 313 7780

1.79% - 5 Year Fixed 

  • Overall cost for comparison 3.30% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 5 years after which reverts to Barclays variable rate of 4.74%.

Call us for this special offer on 0117 313 7780

Santander HMO Mortgages

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.29%
Rate type: Fixed Apr-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.29% Fixed Apr-2020 4.1% APRC 60% £1259.00 £394.04 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed Apr-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.29% Fixed Apr-2020 4.1% APRC 60% £1259.00 £394.04 per month get quotes Call direct0117 313 7780
Initial rate: 1.39%
Rate type: Fixed Oct-2020
Monthly cost: £398.73 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.39% Fixed Oct-2020 4.1% APRC 60% £1259.00 £398.73 per month get quotes Call direct0117 313 7780
Initial rate: 1.39%
Rate type: Fixed Oct-2020
Monthly cost: £398.73 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.39% Fixed Oct-2020 4.1% APRC 60% £1259.00 £398.73 per month get quotes Call direct0117 313 7780
Initial rate: 1.4%
Rate type: Fixed Apr-2020
Monthly cost: £399.19 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.7% APRC
NatWest logo 1.4% Fixed Apr-2020 3.7% APRC 60% £1273.00 £399.19 per month get quotes Call direct0800 158 2934
Initial rate: 1.4%
Rate type: Fixed Apr-2020
Monthly cost: £399.19 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.7% APRC
NatWest logo 1.4% Fixed Apr-2020 3.7% APRC 60% £1273.00 £399.19 per month get quotes Call direct0800 158 2934
Initial rate: 1.48%
Rate type: Fixed Apr-2020
Monthly cost: £402.97 per month
Max LTV: 65%
Product fee: £1213.00
Overall cost for comparison: 4.2% APRC
Virgin Money logo 1.48% Fixed Apr-2020 4.2% APRC 65% £1213.00 £402.97 per month get quotes Call direct0330 057 1528
Initial rate: 1.54%
Rate type: Fixed Apr-2020
Monthly cost: £405.83 per month
Max LTV: 85%
Product fee: £1259.00
Overall cost for comparison: 4.3% APRC
Santander UK Plc logo 1.54% Fixed Apr-2020 4.3% APRC 85% £1259.00 £405.83 per month get quotes Call direct0117 313 7780
Initial rate: 1.54%
Rate type: Fixed Apr-2020
Monthly cost: £405.83 per month
Max LTV: 85%
Product fee: £1259.00
Overall cost for comparison: 4.3% APRC
Santander UK Plc logo 1.54% Fixed Apr-2020 4.3% APRC 85% £1259.00 £405.83 per month get quotes Call direct0117 313 7780
Initial rate: 1.64%
Rate type: Fixed Apr-2020
Monthly cost: £406.55 per month
Max LTV: 60%
Product fee: £260.00
Overall cost for comparison: 4% APRC
Santander UK Plc logo 1.64% Fixed Apr-2020 4% APRC 60% £260.00 £406.55 per month get quotes Call direct0117 313 7780
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Santander HMO Mortgages

An HMO (house in multiple occupation) buy to let may be an attractive way for landlords to increase their return on their property. If you are looking for a mortgage to facilitate an HMO then Santander’s HMO mortgage may be the best option for you. To explore your options in relation to a Sandtander HMO mortgage speak to us to make sure you get the best deal.

Special features of what we offer include:

  • Whole of market service - we work with over 60 UK lenders including Santander
  • Leading rates - Access to leading market mortgage rates
  • Exclusive deals - Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous defaults and missed payments 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

Right Bullets

What is an HMO

When a landlord rents out a property to three or more people, who are not a part of the same household but share facilities like the bathroom and kitchen, it is an HMO.

If a landlord rents a property to five or more people this is known as a “large HMO”. It is important to note, a licence is required for those who wish to rent out a large HMO. To obtain a licence for a large HMO, landlords have to submit an application to their local council. The cost of an application may vary from council to council.

HMOs provide landlords the freedom to increase their return on their property, as they can charge the rent by the room.

Santander HMO mortgage

If you need an HMO mortgage then the Santander buy to let mortgage may be the financial solution for you. Santander offer a range of mortgages, but their buy to let mortgage provides a 2 year fixed rate deal with an interest rate of 2.59% for 75% loan to value. This means that you will only have to pay 2.59% on your mortgage for the first 2 years, which may enable you to use more money on the property itself or on another project.

Our Services

We work with the majority of UK lenders, and have access to exclusive buy to let mortgage deals for HMOs that are not available on the high street, which means we can make the process of finding an HMO buy to let mortgage that bit easier.

To find more information about buy to let mortgages for HMOs why not call us today on 0117 403 4222, or fill in our online contact form to request a call-back for a free initial consultation with one of our advisers.

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