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1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Compare Kensington Mortgages

Kensington specialise in complex income mortgages for people with non standard income arrangements.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.12%
Rate type: Fixed Oct-2019
Monthly cost: £388.16 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.12% Fixed Oct-2019 3.8% APRC 60% £1990.00 £388.16 per month get quotes Call direct0808 178 6813
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.37 per month
Max LTV: 60%
Product fee: £1423.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1423.00 £389.37 per month get quotes Call direct0800 158 2934
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.37 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1273.00 £389.37 per month get quotes Call direct0800 158 2934
Initial rate: 1.23%
Rate type: Fixed Oct-2019
Monthly cost: £393.28 per month
Max LTV: 75%
Product fee: £1720.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.23% Fixed Oct-2019 3.8% APRC 75% £1720.00 £393.28 per month get quotes Call direct0808 178 6813
Initial rate: 1.23%
Rate type: Fixed Oct-2019
Monthly cost: £393.28 per month
Max LTV: 75%
Product fee: £1720.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.23% Fixed Oct-2019 3.8% APRC 75% £1720.00 £393.28 per month get quotes Call direct0808 178 6813
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Kensington Mortgages

Our Mortgage Service

Special features of what we offer include:

  • We work with UK lenders including Kensington who provide mortgage solutions if your credit history is less than perfect or where your income situation is complex
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options call our mortgage team on 0117 313 7780 or fill in our call back form.

Left Bullets

Kensington offers specialist mortgages for prospective buyers who have requirements greater consideration than a straightforward high-street mortgage. Mortgage lenders can sometimes be a little more reluctant to offer mortgages to people with complex or irregular income streams, as they do not offer the security of a guaranteed salary provided by an employer. Kensington offers a range of mortgages designed to meet these needs.

Compare a range of Kensington mortgage rates including mortgages for home movers, investment property and remortgage using our FREE online mortgage calculator.  

Mortgage deals available from Kensington include:

  • Complex income mortgages – these mortgages take additional earnings into consideration, such as overtime, bonuses, a second job, or pension and investment income.
  • Self-employed mortgagesSelf employed mortgages are assessed on a case-by-case basis, which may mean easier access to lending than self-employed applicants might otherwise find on the high street.
  • First time buyer mortgages – available up to £500,000 with limited or no credit history considered.
  • Remortgages – a range of benefits for people looking to remortgage, including free valuation and legal fees
  • Contractor mortgages –for these mortgages, a minimum of only 12 months contracting history is required.
  • First time buy to let mortgages – if you want to start up a property portfolio, Kensington offers buy to let deals at up to 80% loan to value (LTV) for first time landlords.
  • Let to buy mortgages – these mortgages allow you to rent out your property and fund your mortgage from the rental income you receive. They can be useful if you want to move home buy are having difficulty finding a buyer.

About Kensington Mortgages

Founded in 1995, Kensington mortgages are part of Investec, and are only available via intermediaries – you will need to find a mortgage adviser near you in order to apply.

To compare Kensington mortgage deals with other leading mortgage rates on the market, and to find the best deals for you, you can use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

Call our mortgage broker team on 0117 313 7780 or request a Callback.

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