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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

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1.19% 2 Year Fixed 

  • Overall cost for comparison 3.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to NatWest variable rate of 3.75%.

Call NatWest on 0800 158 2934

1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

Compare Low Deposit Mortgages

Use the table below to see a selection of top mortgage deals from lenders who will accept a 95% LTV. Use our mortgage calculator above for latest rates specific to your requirements or to speak to one of our mortgage advisers click here »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 2.69%
Rate type: Fixed Nov-2020
Monthly cost: £873.41 per month
Max LTV: 95%
Product fee: £904.00
Overall cost for comparison: 4.2% APRC
Family Building Society (NCBS) logo 2.69% Fixed Nov-2020 4.2% APRC 95% £904.00 £873.41 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.79%
Rate type: Discount 3 years
Monthly cost: £884.09 per month
Max LTV: 95%
Product fee: £1124.00
Overall cost for comparison: 4.6% APRC
Scottish BS logo 2.79% Discount 3 years 4.6% APRC 95% £1124.00 £884.09 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.79%
Rate type: Fixed Oct-2020
Monthly cost: £880.39 per month
Max LTV: 95%
Product fee: £115.00
Overall cost for comparison: 2.8% APRC
Barclays Bank logo 2.79% Fixed Oct-2020 2.8% APRC 95% £115.00 £880.39 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.83%
Rate type: Discount 3 years
Monthly cost: £891.04 per month
Max LTV: 95%
Product fee: £1895.00
Overall cost for comparison: 4.8% APRC
Chorley BS logo 2.83% Discount 3 years 4.8% APRC 95% £1895.00 £250 cashback £891.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.84%
Rate type: Discount 3 years
Monthly cost: £888.81 per month
Max LTV: 95%
Product fee: £1355.00
Overall cost for comparison: 4.7% APRC
Bath BS logo 2.84% Discount 3 years 4.7% APRC 95% £1355.00 £888.81 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.89%
Rate type: Fixed Nov-2022
Monthly cost: £892.98 per month
Max LTV: 95%
Product fee: £904.00
Overall cost for comparison: 4% APRC
Family Building Society (NCBS) logo 2.89% Fixed Nov-2022 4% APRC 95% £904.00 £892.98 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.94%
Rate type: Discount 3 years
Monthly cost: £895.08 per month
Max LTV: 95%
Product fee: £375.00
Overall cost for comparison: 4.4% APRC
Vernon BS logo 2.94% Discount 3 years 4.4% APRC 95% £375.00 £430 cashback £895.08 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.95%
Rate type: Discount 2 years
Monthly cost: £900.76 per month
Max LTV: 95%
Product fee: £1465.00
Overall cost for comparison: 4.6% APRC
Beverley BS logo 2.95% Discount 2 years 4.6% APRC 95% £1465.00 £900.76 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.99%
Rate type: Discount 3 years
Monthly cost: £900.01 per month
Max LTV: 95%
Product fee: £325.00
Overall cost for comparison: 4.6% APRC
Scottish BS logo 2.99% Discount 3 years 4.6% APRC 95% £325.00 £900.01 per month get quotes Call direct0117 313 7780 More details
Initial rate: 2.99%
Rate type: Discount 2 years
Monthly cost: £900.13 per month
Max LTV: 95%
Product fee: £284.00
Overall cost for comparison: 4.6% APRC
Cambridge BS logo 2.99% Discount 2 years 4.6% APRC 95% £284.00 £900.13 per month get quotes Call direct0117 313 7780 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Low Deposit Mortgages

If you have at least a 10% deposit to put down on a house then the mortgage options available to you are fairly wide as many lenders have in recent years relaxed their lending criteria.

If you have less than 10% to put down then options become a bit more limited although since the end of 2013 many lenders are considering borrowers with low deposits. Whether you will be accepted by a lender will depend. there are a number of factors that come into play when a lender is considering providing you with a mortgage.

Obtaining financial advice from a qualified mortgage adviser will help you through the maze and potentially save you a lot of time.

Use our mortgage service to help find a low deposit mortgage for your situation

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