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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

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4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

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4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

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Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.19%
Rate type: 5 year fixed
Monthly cost: £969.09 per month
Product fee: £995
Overall cost for comparison: 6.6% APRC
NatWest logo 4.19% 5 year fixed 6.6% APRC £995 £969.09 per month get quotes
Initial rate: 4.22%
Rate type: 5 year fixed
Monthly cost: £972.11 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
Santander logo 4.22% 5 year fixed 6.2% APRC £0 £972.11 per month get quotes Broker Only Deal
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Nationwide Building Society logo 4.24% 5 year fixed 6.6% APRC £999 £974.12 per month get quotes Broker Only Deal
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £999
Overall cost for comparison: 6% APRC
HSBC logo 4.24% 5 year fixed 6% APRC £999 £500 cashback £974.12 per month get quotes Broker Only Deal
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £995
Overall cost for comparison: 6.7% APRC
NatWest logo 4.24% 5 year fixed 6.7% APRC £995 £974.12 per month get quotes
Initial rate: 4.29%
Rate type: 5 year fixed
Monthly cost: £979.16 per month
Product fee: £995
Overall cost for comparison: 7% APRC
TSB logo 4.29% 5 year fixed 7% APRC £995 £979.16 per month get quotes
Initial rate: 4.29%
Rate type: 5 year fixed
Monthly cost: £979.16 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Nationwide Building Society logo 4.29% 5 year fixed 6.6% APRC £999 £979.16 per month get quotes Broker Only Deal
Initial rate: 4.31%
Rate type: 5 year fixed
Monthly cost: £981.19 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.31% 5 year fixed 7% APRC £999 £250 cashback £981.19 per month get quotes
Initial rate: 4.31%
Rate type: 5 year fixed
Monthly cost: £981.19 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.31% 5 year fixed 7% APRC £999 £250 cashback £981.19 per month get quotes Broker Only Deal
Initial rate: 4.36%
Rate type: 5 year fixed
Monthly cost: £986.25 per month
Product fee: £699
Overall cost for comparison: 7% APRC
Barclays 4.36% 5 year fixed 7% APRC £699 £986.25 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage repayments on £300,000

Find the best mortgage repayment rates on £300k

When looking at mortgages, you need to pay close attention to the monthly repayment rates.

Depending on the type of mortgage you have, this usually covers the monthly interest on your mortgage and repaying part of the capital on the loan, unless you have an interest-only mortgage.

Your monthly repayment rate is important both for planning your own finances and because most mortgage lenders now look at affordability when deciding how much to lend to you. You must therefore be realistic when deciding how much you can afford to repay each month.

Mortgage repayments on £300k will vary considerably from lender to lender. This means it is vital to do your research before choosing a mortgage provider.

Your monthly repayments will make a big difference to how much you pay back in total over the lifetime of the mortgage.

Cutting the cost of monthly repayments is one of the most popular reasons to remortgage as getting a better rate can save you a considerable amount.

Try our free mortgage repayment calculator

With so many different mortgage companies to choose from, it can be hard to know where to find the best interest rates to keep your monthly repayments as low as possible.

Our free mortgage calculator at the top of the page lets you quickly and easily compare repayment rates on mortgages of £300,000 (or any other amount) from all the leading lenders to match your specific borrowing needs and personal circumstances.

All you have to do is share some basic information about your borrowing needs and we will show you carefully selected mortgage deals from all the leading lenders.

That way, you find the money you need at a price you can afford without the hassle of contacting multiple mortgage providers yourself.  

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