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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

 

1.74% 5 Year Fixed

  • MARKET LEADING 5 YEAR FIXED RATE
  • Overall cost for comparison 3.20%
  • 20% pa overpayment option

Representative Example:

Mortgage of £140,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after then reverts to the Metro variable rate of 4.0%.

Call now on 0117 313 7780

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.09%
Rate type: Fixed May-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 3.3% APRC
Santander UK Plc logo 1.09% Fixed May-2020 3.3% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed May-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 3.3% APRC
Santander UK Plc logo 1.09% Fixed May-2020 3.3% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed May-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 3.3% APRC
Santander UK Plc logo 1.09% Fixed May-2020 3.3% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed May-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 3.3% APRC
Santander UK Plc logo 1.09% Fixed May-2020 3.3% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.19%
Rate type: Fixed Apr-2020
Monthly cost: £583.12 per month
Max LTV: 60%
Product fee: £1409.00
Overall cost for comparison: 4.2% APRC
Platform logo 1.19% Fixed Apr-2020 4.2% APRC 60% £1409.00 £583.12 per month get quotes Call direct0117 313 7780
Initial rate: 1.2%
Rate type: Fixed Apr-2020
Monthly cost: £584.46 per month
Max LTV: 65%
Product fee: £1941.00
Overall cost for comparison: 4.4% APRC
Principality BS logo 1.2% Fixed Apr-2020 4.4% APRC 65% £1941.00 £584.46 per month get quotes Call direct0117 313 7780
Initial rate: 1.27%
Rate type: Fixed Feb-2020
Monthly cost: £588.70 per month
Max LTV: 60%
Product fee: £1529.00
Overall cost for comparison: 3.6% APRC
HSBC logo 1.27% Fixed Feb-2020 3.6% APRC 60% £1529.00 £588.70 per month get quotes Call direct0800 077 4336
Initial rate: 1.28%
Rate type: Fixed Apr-2020
Monthly cost: £588.03 per month
Max LTV: 60%
Product fee: £1014.00
Overall cost for comparison: 3.5% APRC
Barclays Bank logo 1.28% Fixed Apr-2020 3.5% APRC 60% £1014.00 £588.03 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed May-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 3.3% APRC
Santander UK Plc logo 1.29% Fixed May-2020 3.3% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed May-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 3.3% APRC
Santander UK Plc logo 1.29% Fixed May-2020 3.3% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage repayments on £400,000

Find the best mortgage repayment rates on £400k

How do you get the best possible deal on your mortgage? The answer is that you need to be willing to shop around.

Whether you are getting a new mortgage or looking to remortgage, getting the best repayment rates you can will make your monthly payments much more affordable and can significantly reduce the overall amount you repay.

The monthly mortgage repayments on £400k will include the interest on the loan and may include a portion of the overall capital, depending on whether you have a capital and interest or interest-only mortgage.

Most mortgage companies now take affordability into consideration when deciding how much they can lend to you. This means choosing a mortgage with realistic monthly repayments for your budget can make it more likely you will be approved.

Remortgaging can allow you to significantly reduce your monthly repayments if you do this at the right time, so it is worth speaking to a mortgage broker if you think you are paying too much on your current mortgage.

Try our free mortgage repayment calculator

Monthly mortgage repayments on £400,000 will vary considerably depending on which lender you choose to go with. Knowing which offers the best deal for you can be hard and involve a lot of time consuming research.

Our free mortgage calculator at the top of the page offers a fast, simple way to compare interest rates and monthly repayments on mortgages of £400k or any other amount. It allows you to see the current best deals from all the leading lenders in one easy to digest list.

To use the mortgage calculator, just head to the top of page and entre some basic information, including how much you need to borrow and how long for. The calculator will then show you the best matching deals that we have selected from across the market. 

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