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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

 

1.79% - 5 Year Fixed 

  • Overall cost for comparison 3.30% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 5 years after which reverts to Barclays variable rate of 4.74%.

Call us for this special offer on 0117 313 7780

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.09%
Rate type: Fixed Apr-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Apr-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed Apr-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Apr-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed Apr-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Apr-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed Apr-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Apr-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.24%
Rate type: Fixed Feb-2020
Monthly cost: £586.60 per month
Max LTV: 60%
Product fee: £1409.00
Overall cost for comparison: 4.2% APRC
Platform logo 1.24% Fixed Feb-2020 4.2% APRC 60% £1409.00 £586.60 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed Apr-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.29% Fixed Apr-2020 4.1% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed Apr-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.29% Fixed Apr-2020 4.1% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed Apr-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4% APRC
Santander UK Plc logo 1.29% Fixed Apr-2020 4% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed Apr-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4% APRC
Santander UK Plc logo 1.29% Fixed Apr-2020 4% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1159.00
Overall cost for comparison: 4.2% APRC
Platform logo 1.29% Fixed Feb-2020 4.2% APRC 60% £1159.00 £589.12 per month get quotes Call direct0117 313 7780
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage repayments on £500,000

Find the best mortgage repayment rates on £500k

How do you find the best rates on monthly mortgage repayments? To start, it is important to understand what factors will affect the amount you pay on your mortgage each month.

These include:

  • Your interest rate
  • Whether your mortgage is capital and interest or interest-only
  • How long your mortgage term is

Getting the best deal on your mortgage repayments will not only keep your monthly costs down, it can also reduce the overall amount you end up repaying over the lifetime of the mortgage.

Choosing a mortgage offering lower repayments can also increase your chances of being accepted for a mortgage as many lenders now use affordability as key criteria for how much you can borrow, rather than a simple multiple of your salary as used to be the case.

The mortgage repayments on £500,000 will vary depending on which mortgage company you choose to go with as rates vary considerably between lenders.

You should therefore do a good deal of research before choosing a mortgage provider and speaking to an independent mortgage broker is highly advisable.

If you are looking to remortgage, lowering your monthly repayments is likely to be a key concern, so the value of doing your research cannot be overstated.

Try our free mortgage repayment calculator

Our free mortgage calculator is designed to offer a fast, straightforward shortcut to finding the best deals on mortgage repayments.

It matches your borrowing requirements with mortgage products from across the market, so you can find the best mortgage repayments on £500k or any other amount.

To try out the mortgage repayments calculator, just head to the top of the pay and share some basic details including how much you need to borrow and how long for. We will then show you matching deals from all the leading lenders making your decision much easier.

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