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Mortgage Hotline - Call Us 0117 313 7780

1.74% 5 Year Fixed

  • MARKET LEADING 5 YEAR FIXED RATE
  • Overall cost for comparison 3.20%
  • 20% pa overpayment option

Representative Example:

Mortgage of £140,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after then reverts to the Metro variable rate of 4.0%.

Call now on 0117 313 7780

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.99%
Rate type: Discount 2 years
Monthly cost: £383.94 per month
Max LTV: 80%
Product fee: £2539.00
Overall cost for comparison: 4.4% APRC
Monmouthshire BS logo 0.99% Discount 2 years 4.4% APRC 80% £2539.00 £383.94 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.2%
Rate type: Fixed Apr-2020
Monthly cost: £391.46 per month
Max LTV: 65%
Product fee: £1891.00
Overall cost for comparison: 4.4% APRC
Principality BS logo 1.2% Fixed Apr-2020 4.4% APRC 65% £1891.00 £391.46 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.22%
Rate type: Discount 2 years
Monthly cost: £386.91 per month
Max LTV: 60%
Product fee: £170.00
Overall cost for comparison: 4.28% APRC
Progressive BS logo 1.22% Discount 2 years 4.28% APRC 60% £170.00 £386.91 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Tracker 2 years
Monthly cost: £395.59 per month
Max LTV: 60%
Product fee: £2114.00
Overall cost for comparison: 3.6% APRC
Barclays Bank logo 1.24% Tracker 2 years 3.6% APRC 60% £2114.00 £395.59 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Tracker 2 years
Monthly cost: £390.94 per month
Max LTV: 60%
Product fee: £929.00
Overall cost for comparison: 3.6% APRC
HSBC logo 1.24% Tracker 2 years 3.6% APRC 60% £929.00 £390.94 per month get quotes Call direct0800 077 4336 More details
Initial rate: 1.24%
Rate type: Tracker 2 years
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1159.00
Overall cost for comparison: 4.3% APRC
Platform logo 1.24% Tracker 2 years 4.3% APRC 60% £1159.00 £391.71 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Discount 2 years
Monthly cost: £391.79 per month
Max LTV: 75%
Product fee: £1434.00
Overall cost for comparison: 4.8% APRC
Furness BS logo 1.24% Discount 2 years 4.8% APRC 75% £1434.00 £391.79 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Discount 2 years
Monthly cost: £391.79 per month
Max LTV: 75%
Product fee: £1434.00
Overall cost for comparison: 4.8% APRC
Furness BS logo 1.24% Discount 2 years 4.8% APRC 75% £1434.00 £391.79 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Tracker 2 years
Monthly cost: £391.33 per month
Max LTV: 60%
Product fee: £1029.00
Overall cost for comparison: 3.7% APRC
HSBC logo 1.24% Tracker 2 years 3.7% APRC 60% £1029.00 £391.33 per month get quotes Call direct0800 077 4336 More details
Initial rate: 1.27%
Rate type: Fixed Feb-2020
Monthly cost: £394.09 per month
Max LTV: 60%
Product fee: £1529.00
Overall cost for comparison: 3.6% APRC
HSBC logo 1.27% Fixed Feb-2020 3.6% APRC 60% £1529.00 £394.09 per month get quotes Call direct0800 077 4336 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage With PHD Stipend

If you are studying for a PhD then getting a mortgage lender who will accept your bursary or stipend income can be a challenge - you will find that not all lenders will take into consideration your PhD stipend income when calculating your affordability; which could make it more challenging for you to secure home finance.

There are a few lenders who will consider bursary and stipend income arrangements.

 

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