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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

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1.74% - 5 Year Fixed 

  • Overall cost for comparison 3.20% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 5 years after which reverts to Scottish Widows variable rate of 3.74%.

Call us for this special offer on 0117 313 7780

Mortgages For Expats In Dubai

Our Mortgage Expat Service - helping you make the right choice

Special features of what we offer include:

  • Whole of market service - we work with most UK lenders
  • Access to leading expat market mortgage rates 
  • Access to exclusive UK mortgage deals not available on high street
  • Do you have a complex income structure? We work with lenders who are used to unusual income streams from the UK and abroad and clients who are self employed
  • Quick turnaround - speak to us today if you need to move fast
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of innovative finance solutions

To investigate your mortgage options if you are British expat call our specialist mortgage team on 0117 313 7780 or fill in our callback request form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Why Choose Us?

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Mortgages For Expats In Dubai

Whether you are a British expat currently living in Dubai looking for a mortgage to purchase property within the UK, or you live elsewhere, you may find it more challenging to secure a UK mortgage than a permanent UK resident. However, it is possible for expats to secure both residential and buy to let mortgages in the United Kingdom.

There are a number of reasons why an expatriate may want to purchase property within the UK, such as; they are seeking to move back but want to purchase a property first or they want to purchase a residence for when they visit home. Other reasons could include purchasing a property for a family member or perhaps taking out a buy to let mortgage for an investment property. Whatever the reason why an expat in Dubai or elsewhere wants a UK mortgage there may be a range of suitable products.

Credit Score

If a borrower has lived abroad for an extended period of time, they may find they do not have an easily traceable credit score in the United Kingdom. While this might sound better than having an adverse credit history, it can present problems. This is because without a credit score to illustrate to lenders how an applicant has dealt with their credit commitment previously a borrower is somewhat of an unknown quantity to lenders, making it hard for lenders to assess the risk of lending to a particular borrower.

Evidence

As with any borrower, a lender will need expats to provide them with relevant evidence to prove both their income and other personal details such as their current address. This can however be more complex for non-UK residents. To prove employment and income lender will generally need to see statements from their bank accounts and payslips from their current employer, while this may be easier for expats then who are employed by a multinational company that has a UK presence, even a self-employed expat may still be able secure finance from certain lenders.

Providing proof of address could be an issue for individuals whose current accommodation and utility bills are covered by their employer, in such cases the applicant may need to get their employer to provide a letter of induction to the lender as proof.

Mortgage adviser

Expats who are trying to secure finance to purchase property within the UK may wish to consider using an independent mortgage adviser that is based within the UK. In addition to gaining a contact within the UK to help them and offer impartial advice, an adviser which offers a whole of market service can use their professional knowledge of the UK mortgage market to try and find them the best products for their needs.

To find out if Fair Mortgages could help you, you can use the contact form on this page to request a call-back, alternatively call directly on: 0117 313 7780 from the UK or +44 117 313 7780 if calling from abroad.

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Call +44 117 313 7780 or Request Callback for our Expat Mortgage Service

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