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What is your mortgage for?

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1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.12%
Rate type: Fixed Oct-2019
Monthly cost: £388.16 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.12% Fixed Oct-2019 3.8% APRC 60% £1990.00 £388.16 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.37 per month
Max LTV: 60%
Product fee: £1423.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1423.00 £350 cashback £389.37 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.49 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
Royal Bank Of Scotland logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1273.00 £350 cashback £389.49 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.49 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
Royal Bank Of Scotland logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1273.00 £350 cashback £389.49 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.37 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1273.00 £350 cashback £389.37 per month get quotes Call direct0800 158 2934 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgages for Greek Property

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Compare Mortgages for Greek Property

Owning a home abroad in Greece is a dream for many people and with the right mortgage, you could achieve that.

Benefits of a Greek property mortgage

If you are moving permanently to Greece and will be receiving your income in Euros, a Greek mortgage might be a good choice. This is because having your income and your mortgage payments in the same currency prevents you being affected by movements in the rate of exchange.

If you are buying a second home in Greece, getting a Greek mortgage means that your repayments on the property won’t be tied to your UK property, as they would be if, for example, you has remortgaged your UK property in order to buy the Greek property. Keeping these elements separate may be the right choice for your circumstances, so that if you have repayment difficulties it is only your second home that is at risk.

Drawbacks of a Greek Property Mortgage

Although on the face of things the process of getting a mortgage in Greece looks similar to the mortgage process in the UK, the reality can often prove different to what you might be used to in Britain. This is because the legal and administration processes in Greece are known for sometimes being little slower and more bureaucratic than in many other European countries. If you want to buy a Greek property off-plan, or you want to build your own home in Greece, you could also face difficulties. This is due to the fact that most Greek mortgage lenders will only allow you to access your mortgage funds once a property has been completed.  In the UK you can often access money as the property building process progresses, but this is not usually the case with Greek property. This means that you will usually have to find another way to finance your building project. 

 

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