This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Remortgage Hotline call now 0117 313 7780

What is your mortgage for?

use mortgage calculator
 

1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Mortgages for Land Purchase

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Compare Mortgages for Land Purchase

If you want to a mortgage for a piece of land rather than an existing house or other type of building you are likely to need a specialist mortgage deal in order to fund the purchase. Types of mortgages for land purchase vary, depending on what kind of purpose you intend to use the land for. For example, if you want to purchase land to build a house on, you will need a different type of mortgage from that which you would require to buy farm land.

Self build mortgages for land purchase

If you want to build your own house you may be keen to take advantage of some of the many features of self-building, such as choosing the perfect location, designing the property of your dreams, and adding in unique features such as environmentally friendly design elements. However, getting a self-build mortgage for land purchase can require a bit more forethought than a simple residential mortgage. This is because unlike a standard mortgage, a self build mortgage borrower is likely to use the money lent to them to construct the property from scratch, requiring mortgage providers to lend money on a property that currently only exists on paper. Understandably, some lenders can be a little reluctant to do this. However, if you approach the right mortgage lender, you could find that getting a self build mortgage need not be as difficult as it first appears.

Mortgages for land purchase – other purposes

If you want to buy a plot of land for non-building purposes – for example, for farming – you will probably need to approach a specialist lender. Some mortgage lenders offer specific land purchase packages tailored to the needs of farmers and landowners, and will be able to help you get the finance you need for your land purchase project.

If you are unsure about what mortgage product is suitable for you to speak to one of our mortgage advisers click here »

house icon

Request Call Back

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services

A to Z of mortgage lenders