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Mortgages for Property Abroad

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

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"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Compare Mortgages For Property Abroad

Buying a property abroad is a big financial step but can also be a very exciting time, whether you are planning to purchase a holiday home in the sun or are moving away from the UK altogether. Many people who are buying a property abroad will choose to remortgage their British property in order to fund this, but this is not the only option available and may not be right for everyone,

If you want to get a mortgage for a foreign property you have a variety of options for financing the purchase. Many British citizens buying overseas choose to remortgage their current property to fund the purchase of a second home overseas, but this may not be the right option for everyone. Mortgage for property abroad may be a better choice depending on your situation.

Getting mortgages for property abroad

If you are planning on getting a mortgage for a property abroad, you have two main options:

Option one – Borrow from a UK mortgage lender. Some UK mortgage lenders have offices abroad in popular British ex-pat hotspots, so you could, for example, arrange your mortgage in Spain while still benefitting from FCA protection due to the mortgage lender being UK based.

Option two – Use an overseas mortgage broker. This could be necessary if you are buying a location that doesn’t already have a large ex-pat population and therefore does not have a wide UK mortgage firm presence established. Remember that foreign mortgage lenders will not be regulated by the Financial Conduct Authority (FCA).  

If you are buying a property abroad in a non-English speaking country it can be a good idea to employ a bilingual mortgage specialist to avoid misunderstandings and hold-ups. Even if you speak the language fluently yourself, dealing with an unfamiliar foreign mortgage system can be complicated. Speak to our specialist team to help you find the right mortgage option for you. To speak to one of our mortgage advisers click here »

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