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Mortgages for UK citizens living abroad

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

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"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Compare mortgages for UK Citizens Living Abroad

If you are a UK citizen living overseas there may be several situations in which you might want to get a UK mortgage. For instance, perhaps you are planning a move back to Britain and need to get everything underway before you leave. Or, perhaps you are looking to supplement your income buy purchasing a property in the UK to rent out to tenants. Whatever your situation, there are specialist mortgage dealers who may be able to help you get the mortgage you want, with minimum inconvenience.

Buying a UK residential property

If you live aboard you may still need a residential property back home in the UK – many ex-pats work in the UK at times and require a place to live during these periods, or they may want to buy a home for family members back in Britain.

Buying a UK buy to let property

If you are looking to purchase a property or a several properties in the UK with the intention of renting them out, then a UK mortgage provider could help you to organise the transaction quickly and easily, without you necessarily needing to travel to the UK yourself.

Points to consider when searching for mortgages for UK citizens living abroad

If you have lived away from the UK for a long time, you could run into problems when a mortgage lender comes to check your credit history. Having no UK credit history can make life nearly as difficult for borrowers as having a poor credit history. Fortunately, a specialist mortgage provider will be able to assess your application individually.

If you have lived away from the UK for many years, it can be complicated trying to understand all the changes in the UK mortgage market that have occurred in recent years. A specialist mortgage advisor will be able to help you navigate the current UK mortgage market more easily.

Speak to our specialist team to help you find the right mortgage option for you. To speak to one of our mortgage advisers click here »

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