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1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Mortgages for Wooden Houses

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

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Mortgages For Wooden Houses

Whether you are buying a beautiful timber-framed listed building, a log cabin, or an eco-friendly wooden home, you may require a slightly more specialised approach to finding the right mortgage to achieve your home owning dreams. Some high street lenders are unwilling to lend on wooden houses because they consider wood to be an unconventional building material. This is often because they believe that the property may be harder to re-sell in the event of repossession.

Getting mortgages for wooden houses

Types of wooden houses that you may find it difficult to borrow a mortgage for may include:

  • Old houses that are timber framed – such as medieval and Tudor cottages with exposed wooden beams
  • Modern houses that have an eco-friendly wooden structure – many people are keen to buy or self-build a sustainable, environmentally friendly home using natural renewable materials such as wood
  • Wooden cabins and chalets – such as holiday houses

However, if you want to buy a house that falls into one of the above categories, you should still be able to get a mortgage if you take the time to approach a specialist mortgage provider.

For example, Ecology Building Society specialises in lending on unusual, eco-friendly properties such as wooden houses, as well as offering mortgages that take into account other traditional constructions methods that may also be found on timer framed houses such as straw bale, thatch, and wattle and daub.

Speak to our specialist team to help you find the right mortgage option for you. 

Call 0117 313 7780 or Request a Callback.

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