This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.24%
Rate type: Fixed Dec-2019
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1584.00
Overall cost for comparison: 4.1% APRC
Clydesdale Bank logo 1.24% Fixed Dec-2019 4.1% APRC 60% £1584.00 £391.71 per month get quotes
Initial rate: 1.24%
Rate type: Fixed Dec-2019
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1634.00
Overall cost for comparison: 4.1% APRC
Yorkshire Bank logo 1.24% Fixed Dec-2019 4.1% APRC 60% £1634.00 £391.71 per month get quotes
Initial rate: 1.24%
Rate type: Fixed Dec-2019
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1584.00
Overall cost for comparison: 4.1% APRC
Clydesdale Bank logo 1.24% Fixed Dec-2019 4.1% APRC 60% £1584.00 £391.71 per month get quotes
Initial rate: 1.29%
Rate type: Tracker Feb-2020
Monthly cost: £394.03 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.29% Tracker Feb-2020 3.5% APRC 60% £1273.00 £394.03 per month get quotes Call direct0800 158 2934
Initial rate: 1.34%
Rate type: Fixed Dec-2019
Monthly cost: £396.38 per month
Max LTV: 75%
Product fee: £1584.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.34% Fixed Dec-2019 4.2% APRC 75% £1584.00 £396.38 per month get quotes
Initial rate: 1.35%
Rate type: Fixed Feb-2020
Monthly cost: £396.84 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.35% Fixed Feb-2020 3.5% APRC 60% £1273.00 £396.84 per month get quotes Call direct0800 158 2934
Initial rate: 1.35%
Rate type: Fixed Feb-2020
Monthly cost: £396.95 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
Royal Bank Of Scotland logo 1.35% Fixed Feb-2020 3.5% APRC 60% £1273.00 £396.95 per month get quotes Call direct0800 096 7447
Initial rate: 1.35%
Rate type: Fixed Feb-2020
Monthly cost: £396.95 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
Royal Bank Of Scotland logo 1.35% Fixed Feb-2020 3.5% APRC 60% £1273.00 £396.95 per month get quotes Call direct0800 096 7447
Initial rate: 1.35%
Rate type: Fixed Feb-2020
Monthly cost: £396.84 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.35% Fixed Feb-2020 3.5% APRC 60% £1273.00 £396.84 per month get quotes Call direct0800 158 2934
Initial rate: 1.54%
Rate type: Fixed Dec-2019
Monthly cost: £401.82 per month
Max LTV: 60%
Product fee: £585.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.54% Fixed Dec-2019 4.2% APRC 60% £585.00 £401.82 per month get quotes
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgages With Satisfied CCJ

Getting a mortgage if you have had a previous CCJ can be a challenge but in the last few years a number of lenders will consider applications where there are credit issues on your credit report - it generally depends on how long ago the default occured. 

Working with a mortgage broker means that you get the benefit of professional advice and access to a range of finance options across the UK mortgage market. A good mortgage broker will offer:

  • Professional mortgage advice
  • Expertise on lenders who will consider applicants with CCJs or previous missed credit payments
house icon