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NatWest Mortgages - Call FREE 0800 158 2934

What is your mortgage for?

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1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.37 per month
Max LTV: 60%
Product fee: £1423.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1423.00 £350 cashback £389.37 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.37 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1273.00 £350 cashback £389.37 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.24%
Rate type: Fixed Nov-2019
Monthly cost: £391.69 per month
Max LTV: 70%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.24% Fixed Nov-2019 3.5% APRC 70% £1273.00 £350 cashback £391.69 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.29%
Rate type: Tracker Nov-2019
Monthly cost: £394.03 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.29% Tracker Nov-2019 3.5% APRC 60% £1273.00 £394.03 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.59%
Rate type: Tracker Nov-2019
Monthly cost: £408.20 per month
Max LTV: 60%
Product fee: £1423.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.59% Tracker Nov-2019 3.8% APRC 60% £1423.00 £408.20 per month get quotes Call direct0800 158 2934 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

NatWest Mortgage Calculator

NatWest Mortgage Calculator

Use our mortgage calculator to compare NatWest mortgage deals.

Speak to NatWest direct on 0800 158 2934 or speak to us for an independent service. Our service offers:

  • Whole of market - Compare over 60 UK lenders including NatWest
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your fixed rate mortgage options call our mortgage team on 0117 313 7780 or fill in our call back form.

Whether you are looking to buy your first home, remortgage or you are thinking about getting a buy to let property NatWest might have the right mortgage plan for you.

You can use the NatWest Mortgage Calculator & Rate Finder to find out what the different rates and payments might be on some of their mortgage options. 

When using the mortgage calculator & Rate Finder to source Natwest deals the specific information you are required to enter may vary depending on the type of mortgage you are getting an estimate for but usually you need to enter:

  • The property value
  • The size of the deposit you wish to contribute
  • How long you want the mortgage term to be

When looking into a mortgage the most important thing is finding the best deal you can. Mortgages like most financial products can vary greatly between plans and lenders. Because of this it is wise to do your research and shop around before you commit to any one plan, after all once you do you are most likely going to be paying for it for a number of years.

 NatWest Mortgage Calculator

Our Mortgage Service - Compare NatWest mortgages

Based in Bristol and Edinburgh we can offer you a first class mortgage service: 

Special features of what we offer include:

  • Whole of market service - we compare over 50 UK lenders to help you find the right deal for your circumstances
  • Telephone based service - you are welcome to come to our offices if you prefer a face to face meeting
  • Latest Rates - Access to leading market mortgage rates
  • Exclusive Offers - Access to mortgage deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • Personal service from start to finish
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options call our mortgage advisor team on 0117 313 7780 or fill in our call back form.

You can use the mortgage calculator on this website to search a range of different mortgages from various providers to see if you can find the best deal for you.

When comparing different mortgages remember to factor in any arrangement fees and other costs, if the mortgage with the highest APR has high set up fees it could actually cost you more than one with a worse interest rate but much lower arrangement fees. Generally speaking interest rates are calculated on the Loan to Value (LTV) of the mortgage, with people who can afford to put down deposits of 60% or more being offered the best interest rates available.

Mortgages can be quite variable in how you repay them so it is important to consider what might be best for you.

Different types of Mortgages

Fixed Rate – With a Fixed Rate mortgage your interest payments are the same throughout the course of the deal, so you know how much you will be paying for the whole introductory period. After this you will usually be put onto the lenders Standard Variable Rate (SVR)

TrackerTracker mortgages are linked to the Bank of England’s base interest rate. This means that if the Bank of England either raises or lowers its base rate the interest you pay on your mortgage will also change to reflect this.

Discount – Discount mortgages are similar to trackers but instead of your interest rate being reflective of the Base Rate it is affected by your lender’s specific Standard Variable Rate. The SVR is the rate many mortgages revert to once you move out of your introductory deal.

OffsetOffset mortgages work by tying your savings to your mortgage. This usually means that you stop earning any interest on your savings instead the interest is used to offset your mortgage interest repayments. Lenders will allow you to either pas less each month, or to treat the difference as an overpayment, thus paying off your loan earlier.

For independent mortgage advice on whether NatWest mortgages are right for you call our mortgage team on 0117 313 7780 or complete our callback request form.