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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

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1.79% - 5 Year Fixed 

  • Overall cost for comparison 3.30% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 5 years after which reverts to Barclays variable rate of 4.74%.

Call us for this special offer on 0117 313 7780

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.22%
Rate type: Discount 2 years
Monthly cost: £386.91 per month
Max LTV: 60%
Product fee: £170.00
Overall cost for comparison: 4.28% APRC
Progressive BS logo 1.22% Discount 2 years 4.28% APRC 60% £170.00 £386.91 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Tracker 2 years
Monthly cost: £395.59 per month
Max LTV: 60%
Product fee: £2114.00
Overall cost for comparison: 3.6% APRC
Barclays Bank logo 1.24% Tracker 2 years 3.6% APRC 60% £2114.00 £395.59 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.24%
Rate type: Tracker 2 years
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1159.00
Overall cost for comparison: 4.3% APRC
Platform logo 1.24% Tracker 2 years 4.3% APRC 60% £1159.00 £391.71 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.28%
Rate type: Discount 2 years
Monthly cost: £397.07 per month
Max LTV: 65%
Product fee: £2365.00
Overall cost for comparison: 4.2% APRC
Beverley BS logo 1.28% Discount 2 years 4.2% APRC 65% £2365.00 £397.07 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Mar-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.29% Fixed Mar-2020 4.1% APRC 60% £1259.00 £394.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Mar-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.29% Fixed Mar-2020 4.1% APRC 60% £1259.00 £394.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Dec-2019
Monthly cost: £394.05 per month
Max LTV: 60%
Product fee: £1061.00
Overall cost for comparison: 4.2% APRC
Skipton BS logo 1.29% Fixed Dec-2019 4.2% APRC 60% £1061.00 £394.05 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1159.00
Overall cost for comparison: 4.2% APRC
Platform logo 1.29% Fixed Feb-2020 4.2% APRC 60% £1159.00 £250 cashback £394.04 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Fixed Mar-2020
Monthly cost: £390.14 per month
Max LTV: 65%
Product fee: £1132.00
Overall cost for comparison: 4.1% APRC
Coventry BS logo 1.29% Fixed Mar-2020 4.1% APRC 65% £1132.00 £390.14 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.29%
Rate type: Tracker 2 years
Monthly cost: £394.04 per month
Max LTV: 60%
Product fee: £1114.00
Overall cost for comparison: 3.7% APRC
Barclays Bank logo 1.29% Tracker 2 years 3.7% APRC 60% £1114.00 £394.04 per month get quotes Call direct0117 313 7780 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Post Office Mortgage Calculator

Our Mortgage Service - Compare Post Office mortgages

Based in Bristol and Edinburgh we can offer you a first class mortgage service: 

Special features of what we offer include:

  • Whole of market service - we compare over 50 UK lenders including Post Office to help you find the right deal for your circumstances
  • Telephone based service - you are welcome to come to our offices if you prefer a face to face meeting
  • Latest Rates - Access to leading market mortgage rates
  • Exclusive Offers - Access to mortgage deals not available on high street
  • Fast turnaround - speak to us if you need to move quickly

To investigate your mortgage options use the calculator above or call our mortgage team on 0117 313 7780 or fill in our call back form.

If you are wondering if a Post Office mortgage is the best option for you then you might have been considering using a mortgage calculator to see how their rates compare with other UK lenders.

Whether you’re remortgaging, moving home, thinking of buying your first home or seeing if you can fill the criteria to get a buy to let mortgage, the Post Office mortgage calculator might be able to help you decide if a mortgage from the Post Office is the right choice for you.

Our Mortgage Service - helping you make the right decision

Special features of what we offer include:

  • Whole of market service - we can compare Post Office with most UK lenders
  • Access to leading market mortgage rates - not just from The Post Office
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous defaults and missed payments. 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options including Post Office call our mortgage team on 0117 313 7780 or fill in our call back form.

Why Choose Us?

Compare Post Office Mortgages

The Post Office mortgage calculator lets you get an indication of what your mortgage affordability might be. To get an indication of what you might be able to borrow you just need to enter:

  • The number of adults applying for the mortgage plus the number of other adults who are financially dependent on the applicants
  • The number of children you have under the age of 18 years old
  • How long you would like the mortgage term to be
  • The annual income of the applicants
  • Whether it is a Help to Buy mortgage or not
  • Monthly outgoings

The Post Office mortgage calculator will then be able to give an indication of how much you might be able to borrow with a post office mortgage should you decide to apply for one.

The Post Office also offer a repayment calculator which requires you to select which mortgage product of theirs you would like, along with your desired mortgage term duration and desired borrowing amount to get an estimate of how much your monthly repayments may work out as. It is important to remember however that mortgage calculators are only there to give you an indication of what a lender could offer may be able to offer you. 

Mortgages are big commitments, so before you commit to one it is wise to shop around different plans and compare the market to see if you can one which suits your specific borrowing requirements best. You can find a mortgage calculator at the top of this site which can compare a range of different mortgages from various providers which might be able to help you look.

If you decide to go the repayment mortgage route, rather than interest only, then you should also decide what kind of repayment plan you would most prefer, this may then help you decide which mortgage to opt for, repayment plans can include:

Fixed Rate – A fixed rate mortgage is one where the rate of interest will stay the same over the entire introductory rate so you know what you will be paying for that period. At the end of the introductory period your repayment plan may revert to the Standard Variable Rate of your lender. 

Tracker – With a tracker repayment plan, instead of for the introductory rate staying consistent it can vary in relation to changes made to the Bank of England’s Base Rate which the plan ‘tracks’. Once the plan’s introductory period has concluded the interest rate may change to that of the specific lender’s  Standard Variable Rate.

Discount – Discount mortgages are similar to trackers but instead of your interest rate being reflective of the Base Rate it is affected by your lender’s specific Standard Variable Rate. The SVR is the rate many mortgages revert to once you move out of your introductory deal.

If you want to find out more about different mortgages you may want to fill out the enquiry form on this website to request a call back for a free initial conversation with a member of the Fair Mortgage team or call 0117 313 7780.

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