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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

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1.59% 2 Year Fixed

  • Call now to secure
  • Overall cost for comparison 4.80%

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after then reverts to Virgin Money's variable rate of 4.80%.

 

Call now on 0117 332 3389

2.56% 5 Year Fixed

  • Exclusive Rate - Call now to secure
  • Overall cost for comparison 4.50%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after then reverts to Accord's variable rate of 4.99%.

 

Call now on 0117 332 3389

3.45% 10 Year Fixed

  • Call now to secure
  • Overall cost for comparison 3.90%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 10 years after then reverts to Woolwich's variable rate of 3.99%.

 

Call now on 0117 332 3389

2.94% 10 Year Fixed

  • LOWEST EVER UK 10 YEAR FIX
  • Overall cost for comparison 3.90%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 10 years after then reverts to Nationwide's variable rate of 3.99%.

 

Call now on 0117 332 3389

Compare Principality Building Society Mortgages

Compare Principality Building Society Mortgage Rates - Principality BS offer a selection of mortgage deals for first time buyers, home-movers and for those looking to remortgage - For the best Principality Building Society mortgage deals see the table below or use our mortgage calculator above to compare the latest offers:

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.24%
Rate type: Fixed Dec-2019
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1584.00
Overall cost for comparison: 4.1% APRC
Clydesdale Bank logo 1.24% Fixed Dec-2019 4.1% APRC 60% £1584.00 £391.71 per month get quotes More details
Initial rate: 1.24%
Rate type: Fixed Dec-2019
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1584.00
Overall cost for comparison: 4.1% APRC
Clydesdale Bank logo 1.24% Fixed Dec-2019 4.1% APRC 60% £1584.00 £391.71 per month get quotes More details
Initial rate: 1.29%
Rate type: Tracker Feb-2020
Monthly cost: £394.03 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.29% Tracker Feb-2020 3.5% APRC 60% £1273.00 £394.03 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.3%
Rate type: Discount Oct-2019
Monthly cost: £390.71 per month
Max LTV: 65%
Product fee: £180.00
Overall cost for comparison: 4.2% APRC
Principality BS logo 1.3% Discount Oct-2019 4.2% APRC 65% £180.00 £390.71 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.34%
Rate type: Fixed Dec-2019
Monthly cost: £396.38 per month
Max LTV: 75%
Product fee: £1584.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.34% Fixed Dec-2019 4.2% APRC 75% £1584.00 £396.38 per month get quotes More details
Initial rate: 1.35%
Rate type: Fixed Feb-2020
Monthly cost: £396.84 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.35% Fixed Feb-2020 3.5% APRC 60% £1273.00 £250 cashback £396.84 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.35%
Rate type: Fixed Feb-2020
Monthly cost: £396.84 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.35% Fixed Feb-2020 3.5% APRC 60% £1273.00 £250 cashback £396.84 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.54%
Rate type: Fixed Dec-2019
Monthly cost: £401.82 per month
Max LTV: 60%
Product fee: £585.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.54% Fixed Dec-2019 4.2% APRC 60% £585.00 £401.82 per month get quotes More details
Initial rate: 1.54%
Rate type: Fixed Dec-2019
Monthly cost: £401.82 per month
Max LTV: 60%
Product fee: £585.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.54% Fixed Dec-2019 4.2% APRC 60% £585.00 £401.82 per month get quotes More details
Initial rate: 1.59%
Rate type: Tracker Feb-2020
Monthly cost: £408.20 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.59% Tracker Feb-2020 3.8% APRC 60% £1273.00 £408.20 per month get quotes Call direct0800 158 2934 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Principality Building Society Mortgages

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Choose the mortgage to suit you from Principality Building Society’s wide selection of mortgage deals.

Use our FREE online mortgage comparison tool to help you find the latest mortgage deals from the Principality Building Society.

Benefits of a Principality Building Society mortgage could include:

  • Mortgages at up to 90% loan to value (LTV)
  • A range of flexible mortgage features including payment holidays, overpayment, and underpayment options
  • No product fees, legal fees or valuation fees on selected mortgage deals

Mortgages available from Principality Building Society

Principality Building Society offers a selection of mortgages including:

  • Fixed rate mortgages – this mortgage offers the security of a fixed interest rate for a set period of time so your monthly mortgage repayment doesn’t change regardless of whether interest rates rise, fall or stay the same.
  • Discount mortgages – these mortgages could help you to keep your repayments to a minimum in the first few years of your mortgage.  They are variable rate mortgages offering a discount against Principality’s Standard Variable Rate (SVR) for a set period of time.
  • Tracker mortgages – this type of mortgage links your monthly repayments to the Bank of England Bank Rate, which means your mortgage rates will increase or decrease as the Bank Rate changes.
  • Buy to let mortgages – Principality offers a selection of buy to let mortgages for new and experienced property investors.

History of the Principality Building Society

The Principality Building Society is a Welsh building society based in Cardiff, founded in 1860. Today Principality is the largest building society in Wales and the sixth largest in the UK.

To compare the latest Principality Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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