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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

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1.19% 2 Year Fixed 

  • Overall cost for comparison 3.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to NatWest variable rate of 3.75%.

Call NatWest on 0800 158 2934

1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

ReMortgage Calculator

Need remortgage quotes tailored for your circumstances? Use our mortgage calculator to get an indicative quote of the remortgage deals available - For a bespoke quote taking into account all your requirements and your current borrowing status complete our enquiry form or talk to our remortgage team today on 0117 332 3389 (8.30am to 6pm Monday to Friday).

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.24%
Rate type: Fixed Dec-2019
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1584.00
Overall cost for comparison: 4.1% APRC
Clydesdale Bank logo 1.24% Fixed Dec-2019 4.1% APRC 60% £1584.00 £391.71 per month get quotes More details
Initial rate: 1.24%
Rate type: Fixed Dec-2019
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1634.00
Overall cost for comparison: 4.1% APRC
Yorkshire Bank logo 1.24% Fixed Dec-2019 4.1% APRC 60% £1634.00 £391.71 per month get quotes
Initial rate: 1.24%
Rate type: Fixed Dec-2019
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1584.00
Overall cost for comparison: 4.1% APRC
Clydesdale Bank logo 1.24% Fixed Dec-2019 4.1% APRC 60% £1584.00 £391.71 per month get quotes More details
Initial rate: 1.34%
Rate type: Fixed Dec-2019
Monthly cost: £396.38 per month
Max LTV: 75%
Product fee: £1584.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.34% Fixed Dec-2019 4.2% APRC 75% £1584.00 £396.38 per month get quotes More details
Initial rate: 1.54%
Rate type: Fixed Dec-2019
Monthly cost: £401.82 per month
Max LTV: 60%
Product fee: £585.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.54% Fixed Dec-2019 4.2% APRC 60% £585.00 £401.82 per month get quotes More details
Initial rate: 1.54%
Rate type: Fixed Dec-2019
Monthly cost: £401.82 per month
Max LTV: 60%
Product fee: £585.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.54% Fixed Dec-2019 4.2% APRC 60% £585.00 £401.82 per month get quotes More details
Initial rate: 1.54%
Rate type: Fixed Dec-2019
Monthly cost: £401.82 per month
Max LTV: 60%
Product fee: £635.00
Overall cost for comparison: 4.2% APRC
Yorkshire Bank logo 1.54% Fixed Dec-2019 4.2% APRC 60% £635.00 £401.82 per month get quotes
Initial rate: 1.59%
Rate type: Fixed Dec-2019
Monthly cost: £408.22 per month
Max LTV: 75%
Product fee: £1634.00
Overall cost for comparison: 4.3% APRC
Yorkshire Bank logo 1.59% Fixed Dec-2019 4.3% APRC 75% £1634.00 £408.22 per month get quotes
Initial rate: 1.59%
Rate type: Fixed Dec-2019
Monthly cost: £408.22 per month
Max LTV: 75%
Product fee: £1584.00
Overall cost for comparison: 4.3% APRC
Clydesdale Bank logo 1.59% Fixed Dec-2019 4.3% APRC 75% £1584.00 £408.22 per month get quotes More details
Initial rate: 1.89%
Rate type: Fixed Dec-2019
Monthly cost: £418.52 per month
Max LTV: 85%
Product fee: £235.00
Overall cost for comparison: 4.2% APRC
Clydesdale Bank logo 1.89% Fixed Dec-2019 4.2% APRC 85% £235.00 £418.52 per month get quotes More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Remortgage Calculator

Our Remortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Our remortgage calculator above is simple and easy to use – and  can help you to:

  • Find the latest remortgage deals based on your property value, deposit and buyer status
  • Estimate how much you might be able to borrow
  • See how much your mortgage repayments might be each month
  • Find out how much you might be able to borrow without affecting your credit score

Prefer to speak to a member of our remortgage team? - Click here »

Why use a mortgage calculator?

Mortgage calculators can be a really useful tool for helping you to find the right mortgage. A mortgage calculator can give you an idea of how much you will be allowed to borrow as well as helping you to narrow down the current mortgage deals that are suitable for your circumstances.

How to use the Fair Mortgages mortgage calculator

Our online mortgage calculator has been designed to be quick and easy to use.

Your property value

You will then need to fill in your chosen property’s value, and the amount you can put down as a deposit. This information is used to calculate the total amount you’ll need to borrow, and therefore the loan to value ratio (LTV). This is the percentage difference between the value of the property and the value of your deposit – so if you wanted to buy a £200,000 property and you put down a 10% deposit of £20,000, you would need a mortgage of 90% LTV to make up the difference.

You mortgage options

Once you have filled in your income and property information, you can then choose from several options to help you find the right mortgage. You can choose:

  • The type of mortgage you are looking for – choose from remortgage, home mover, first time buyer, help to buy, or buy to let.
  • The payment method you would like to use – choose from capital and interest or interest only repayment options.
  • The payment term – you can choose how long you want the mortgage to be, with options ranging from 1 to 40 years.

Points to remember when using a remortgage calculator

Our remortgage calculator can give you an indication of what kind of mortgage deals you might be able to get, but you should bear in mind that this is only an indication and does not constitute advice, or guarantee that you will be offered a mortgage on the terms shown from the selected lenders.

To speak to one of our mortgage advisers click here »

When working out your mortgage payments using our mortgage calculator, you should also factor in other costs such as arrangement fees, legal fees, surveys and valuations.

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