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Remortgage Hotline call now 0117 313 7780

What is your mortgage for?

 

1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Remortgage Calculator

Compare the latest remortgage rates - Our remortgage calculator offers a range of the latest remortgage deals from all the leading UK lenders - For a selection of the best ReMortgage rates currently available see the table below, use our FREE ReMortgage calculator above to compare the latest UK remortgage deals, or to get a persoanl quote and to discuss your options speak to one of our mortgage advisers click here »

Remortgage Calculator

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Use our remortgage calculator

Find out how much you could save by remortgaging using our free, easy-to-use remortgage calculator. With over 5,000 mortgage deals from 72 lenders we have a selection of some of the best remortgage deals in the market for you to choose from, including leading high street lenders.

The more equity you have in your property, the greater the range of remortgage offers to choose from - Use the remortgage calculator above to compare latest remortgage rates and call the lenders direct for remortgage quotes.

Choosing a remortgage deal

There are many types of remortgages from which to choose and the two most popular choices are:

  • Fixed rate remortgage – the interest rate is fixed for a set time period, and when it ends, your lender may switch the interest rate to their standard variable rate which will be set according to the bank of England base rate.
  • Tracker remortgage – the interest rate varies according to the bank of England base rate

Repaying your remortgage

In addition to choosing the type of interest rate deal, you may also need to decide which method of repayment is right for you: 

  • Repayment remortgage – with this type of remortgage deal you make straightforward monthly payments which cover both the remortgage repayments and the interest accumulated each month. This is often seen as a safer repayment option because you are guaranteed to repay your remortgage within the interest rate term set by your lender, as long as you make your payments each month in full.
  • Interest Only remortgage – with this type of remortgage, you repay just the interest accrued each month on your remortgage. You will need to pay separate instalments into an ISA or other repayment vehicle in order to repay the whole of your remortgage when the term ends.


Deciding to remortgage can be a complicated process and it makes sense to seek expert advice in order to make sure that remortgaging is the right option for you.

Before deciding on a particular interest rate deal or method of repayment, you may wish to speak to a mortgage advisor or your financial provider before settling on a deal.

As well as using our remortgage calculator, above, you can call our dedicated remortgage team on 0117 332 3389 to get expert advice, information and news of the very latest remortgage deals.

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