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Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

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1.59% 2 Year Fixed

  • Call now to secure
  • Overall cost for comparison 4.80%

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after then reverts to Virgin Money's variable rate of 4.80%.

 

Call now on 0117 332 3389

2.56% 5 Year Fixed

  • Exclusive Rate - Call now to secure
  • Overall cost for comparison 4.50%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after then reverts to Accord's variable rate of 4.99%.

 

Call now on 0117 332 3389

3.45% 10 Year Fixed

  • Call now to secure
  • Overall cost for comparison 3.90%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 10 years after then reverts to Woolwich's variable rate of 3.99%.

 

Call now on 0117 332 3389

2.94% 10 Year Fixed

  • LOWEST EVER UK 10 YEAR FIX
  • Overall cost for comparison 3.90%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 10 years after then reverts to Nationwide's variable rate of 3.99%.

 

Call now on 0117 332 3389

Compare Scottish Widows Bank Mortgages

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.29%
Rate type: Tracker Feb-2020
Monthly cost: £394.03 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.29% Tracker Feb-2020 3.5% APRC 60% £1273.00 £394.03 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.4%
Rate type: Fixed Feb-2020
Monthly cost: £399.19 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.4% Fixed Feb-2020 3.5% APRC 60% £1273.00 £250 cashback £399.19 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.4%
Rate type: Fixed Feb-2020
Monthly cost: £399.19 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.4% Fixed Feb-2020 3.5% APRC 60% £1273.00 £250 cashback £399.19 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.54%
Rate type: Fixed Feb-2020
Monthly cost: £407.94 per month
Max LTV: 60%
Product fee: £1974.00
Overall cost for comparison: 3.5% APRC
Scottish Widows Bank logo 1.54% Fixed Feb-2020 3.5% APRC 60% £1974.00 £407.94 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.59%
Rate type: Tracker Feb-2020
Monthly cost: £408.20 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.59% Tracker Feb-2020 3.8% APRC 60% £1273.00 £408.20 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.59%
Rate type: Tracker Feb-2020
Monthly cost: £408.20 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.6% APRC
NatWest logo 1.59% Tracker Feb-2020 3.6% APRC 60% £1273.00 £408.20 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.64%
Rate type: Fixed Feb-2020
Monthly cost: £410.71 per month
Max LTV: 60%
Product fee: £1474.00
Overall cost for comparison: 3.5% APRC
Scottish Widows Bank logo 1.64% Fixed Feb-2020 3.5% APRC 60% £1474.00 £410.71 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.64%
Rate type: Fixed Feb-2020
Monthly cost: £412.74 per month
Max LTV: 60%
Product fee: £1974.00
Overall cost for comparison: 3.5% APRC
Scottish Widows Bank logo 1.64% Fixed Feb-2020 3.5% APRC 60% £1974.00 £412.74 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.74%
Rate type: Fixed Feb-2020
Monthly cost: £415.52 per month
Max LTV: 60%
Product fee: £1474.00
Overall cost for comparison: 3.5% APRC
Scottish Widows Bank logo 1.74% Fixed Feb-2020 3.5% APRC 60% £1474.00 £415.52 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.79%
Rate type: Fixed Feb-2023
Monthly cost: £417.82 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.2% APRC
NatWest logo 1.79% Fixed Feb-2023 3.2% APRC 60% £1273.00 £250 cashback £417.82 per month get quotes Call direct0800 158 2934 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Scottish Widows Bank Mortgages

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Scottish Widows offers a selection of mortgage deals including specialist mortgages for professionals.

Compare a range of Scottish Widows mortgage rates including mortgages for home movers, investment property and remortgage using our FREE online mortgage calculator.

Benefits of a Scottish Widows mortgage

Scottish Widows provide a wide range of benefits such as:

  • Offset mortgage option on selected products – this type of mortgage allows you to use your savings to help you save money on your mortgage.
  • Additional mortgage borrowing – if your main mortgage is less than the agreed maximum amount you could borrow, you can apply to borrow more once you've had your mortgage for six months.
  • Remortgage packages –offers include free valuation and free conveyancing, or £300 cashback on completion.
  • A choice of repayment options— repayment, interest only, or part repayment and part interest only.

Scottish Widows Flexible Mortgage

The Scottish Widows Flexible Mortgage allows you to borrow up to 90% of the property purchase price, and each application is treated individually. Other benefits could include:

  • Available for new purchases up to 90% and remortgages up to 85% Loan to Value.
  • A choice of fixed and variable rates.

Scottish Widows Professional Mortgage

The Scottish Widows Professional Mortgage offers the same terms as the Flexible Mortgage, and is designed for registered professionals, such as:

  • Accountants (including trainee accountants)
  • Actuaries (including trainee actuaries)
  • Barristers
  • Dentists
  • Engineers
  • Medical doctors
  • Optometrists
  • Pharmacists
  • Solicitors (including trainee solicitors)
  • Teachers
  • Vets

About Scottish Widows Mortgages

Founded in 1815 in Edinburgh, Scottish Widows has been a well-known financial services provider across Scotland, England and Wales for many years. Since its purchase by Lloyds Banking Group in 1999, Scottish Widows continues to offer a wide range of mortgage deals both directly and via independent financial advisers.

To compare Scottish Widows mortgage deals with other leading mortgage rates on the market, and to find the best deals for you, you can use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

 

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