This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Remortgage Hotline call now 0117 313 7780

Homeowner Loan

4.45% APR (variable)

  • £10,000 Loan over 10 years 
  • Monthly repayments £103.40 per month

Representative Example: The representative APR is 5% (variable) so if you borrow £10,000 over 10 years at a rate of 4.45% (variable) you will repay £103.40 per month & total amount payable £12,408.

Homeowner Loan

4.45% APR (variable)

  • £10,000 Loan over 10 years 
  • Monthly repayments £103.40 per month

Representative Example: The representative APR is 5% (variable) so if you borrow £10,000 over 10 years at a rate of 4.45% (variable) you will repay £103.40 per month & total amount payable £12,408.

Second Charge Mortgage Providers

Our Second Charge Mortgage Service

Why choose us?

Fair Mortgages can provide you with a first class service if you are looking for second charge mortgage advice. We work with most UK lenders  and can compare them to provide you with the best deal.

Special features of what we offer include:

  • Whole of market broker - we deal with most UK Second Charge lenders
  • Rates - Access to leading buy to let market rates
  • Exclusives - Access to exclusive second charge mortgage deals not available on high street
  • Our BTL Expertise - Expert help whether you are a first time investor or experienced full time landlord
  • Credit Issues? - We have lenders who will take into account previous defaults and missed payments 

To investigate your second charge mortgage options call our specialist team on 0117  313 7780 or fill in our call back form. 

Right Bullets

Second Charge Mortgage Providers

If you need to raise finance for whatever reason and are put off by paying more interest by remortgaging then a second charge mortgage might be the answer you’re looking for.

What is a second charge mortgage?

Second charge mortgages are referred to as second mortgages because they have a second priority behind your first mortgage. They are secured against the equity you own in a property (making them a secured loan), which essentially means that you have two mortgages on your home.
Second charge mortgages offers finance solutions for an almost endless variety of purposes (providing it’s not illegal), some of these include:

  • Home improvements
  • Lease extensions
  • Payments of a tax bill
  • Deposit for a property purchase
  • A new car
  • Business purposes
  • And the list goes on...

Where can I get a second charge mortgage

So if you’ve decided that a second charge mortgage is right for you, your next thought might be as to where you can get one of these. Second charge mortgages are not as ubiquitous are regular mortgages, although there are still plenty of lenders offering good deals if you know where to look. Here are some of the popular providers of second charge loans

Shawbrook Bank – Shaw brook is a specialist savings and lending bank with a strong appetite to lend. They offer both regular and buy to let second charge mortgages, and their quality has been recognised with various secured lending awards. To apply for a second charge mortgage through Shaw brook, you are required to apply through an authorised intermediary such as ourself.

Precise Mortgages – Precise mortgages strives to provide first class service to all of its customers, they provide second charge loans that are available through a nationwide intermediary base. Precise of second charge loans for both residential and buy to let purposes.

Prestige Finance – Prestige Finance is the longest established second charge lender in the UK. They specialise in providing competitive second charge loans Similar to the majority of second charge lenders, Prestige Finance deals exclusively with the intermediary sector.

Together – Together provide secured loans for a wide variety of commercial and personal reasons. They consider many different types of second charge loans whether its low value or unusual construction. Apply for Together’s financial products through an approved intermediary.

Our Services

We can compare leading second charge mortgage rates from all of the above lenders and many more, to help you get the second charge loan that’s right for you. Along with finding the best deal for you, our expert second charge mortgage advisory team offer assistance and guidance every step of the way throughout and beyond the application process. If you’re interested in securing a second charge mortgage, why not call us today for a free initial consultation on 0117 313 7780, or fill in our contact request form for a call back.
Fairmortgagescallgraphic

house icon

Call 0117 313 7780 or Request Callback for our Second Charge Mortgage Team

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

More on Fixed Rate Mortgages