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1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.12%
Rate type: Fixed Oct-2019
Monthly cost: £388.16 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.12% Fixed Oct-2019 3.8% APRC 60% £1990.00 £388.16 per month get quotes Call direct0808 178 6813
Initial rate: 1.12%
Rate type: Fixed Oct-2019
Monthly cost: £388.16 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.12% Fixed Oct-2019 3.8% APRC 60% £1990.00 £388.16 per month get quotes Call direct0808 178 6813
Initial rate: 1.19%
Rate type: Fixed Oct-2019
Monthly cost: £389.49 per month
Max LTV: 60%
Product fee: £1220.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.19% Fixed Oct-2019 3.8% APRC 60% £1220.00 £389.49 per month get quotes Call direct0808 178 6813
Initial rate: 1.19%
Rate type: Fixed Oct-2019
Monthly cost: £389.49 per month
Max LTV: 60%
Product fee: £1220.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.19% Fixed Oct-2019 3.8% APRC 60% £1220.00 £389.49 per month get quotes Call direct0808 178 6813
Initial rate: 1.19%
Rate type: Fixed Nov-2019
Monthly cost: £389.37 per month
Max LTV: 60%
Product fee: £1423.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.19% Fixed Nov-2019 3.5% APRC 60% £1423.00 £389.37 per month get quotes Call direct0800 158 2934
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Cooperative Bank Mortgages

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

The Co-operative Bank mortgage range provides flexible products to suit customers' needs.

You can compare Co-operative Bank mortgages with over 5,000 of the latest mortgage deals available – just use our FREE mortgage comparison service. Co-op Bank mortgage could offer a range of benefits such as:

  • Flexible mortgage options - take out a lifetime tracker rate mortgage then switch to a fixed rate mortgages (subject to terms and conditions) during the penalty period and the early repayment charge will not apply.
  • Split mortgage - You can combine a tracker rate and a fixed rate mortgage, which allows you flexibility as well as security.
  • Remortgage offers – Co-operative Bank will pay your standard legal and basic valuation fees providing you use their recommended solicitors and surveyors.
  • Portable mortgages – all mortgages from the Co-operative Bank are portable, which means that if you move house you can transfer your mortgage to another property, subject to terms and conditions.

Mortgages available from the Co-op Bank

Co-operative Bank mortgage types on offer include:

  • Fixed rate mortgages – budget more easily knowing that your monthly repayments will not change during the fixed rate period. The Co-op Bank offers fixed rate mortgages ranging from 2 to 10 years in duration.
  • Tracker mortgages – a Co-operative Bank Tracker Mortgage follows the Bank of England Base Rate, which means that you pay less when the rate goes down and more when it goes up. The Co-op Bank currently offers a range of lifetime tracker mortgages.
  • Current account mortgages – special mortgage rates for Co-op Bank current account customers (terms and conditions apply).
  • First time buyer mortgages – the Co-operative Bank offers mortgage for first time buyers at up to 90% loan to value (LTV).

About Co-op Bank mortgages

The Co-operative Bank has its origins in the Rochdale Pioneers Society, formed in the town in 1844. The Co-Operative Bank was formally established in 1872 and today offers a range of new mortgage deals, as well as administering those held by former Britannia customers.

To compare the latest Co-operative Bank mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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