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The Mortgage Works Mortgages

UK Mortgage rates are on the rise!

See below for a selection of leading mortgages from The Mortgage Works or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 3.79%
Rate type: 2 year fixed
Monthly cost: £929.36 per month
Product fee: £5,400
Overall cost for comparison: 8% APRC
The Mortgage Works logo 3.79% 2 year fixed 8% APRC £5,400 £929.36 per month get quotes Broker Only Deal
Initial rate: 3.89%
Rate type: 2 year fixed
Monthly cost: £939.21 per month
Product fee: £5,400
Overall cost for comparison: 8.5% APRC
The Mortgage Works logo 3.89% 2 year fixed 8.5% APRC £5,400 £939.21 per month get quotes Broker Only Deal
Initial rate: 4.14%
Rate type: 5 year fixed
Monthly cost: £964.08 per month
Product fee: £5,400
Overall cost for comparison: 7.1% APRC
The Mortgage Works logo 4.14% 5 year fixed 7.1% APRC £5,400 £964.08 per month get quotes Broker Only Deal
Initial rate: 4.19%
Rate type: 1 year fixed
Monthly cost: £969.09 per month
Product fee: £3,600
Overall cost for comparison: 8.9% APRC
The Mortgage Works logo 4.19% 1 year fixed 8.9% APRC £3,600 £969.09 per month get quotes Broker Only Deal
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £5,400
Overall cost for comparison: 7.4% APRC
The Mortgage Works logo 4.24% 5 year fixed 7.4% APRC £5,400 £974.12 per month get quotes Broker Only Deal
Initial rate: 4.54%
Rate type: 5 year fixed
Monthly cost: £1004.59 per month
Product fee: £3,995
Overall cost for comparison: 7.2% APRC
The Mortgage Works logo 4.54% 5 year fixed 7.2% APRC £3,995 £1004.59 per month get quotes Broker Only Deal
Initial rate: 4.54%
Rate type: 5 year fixed
Monthly cost: £1004.59 per month
Product fee: £3,995
Overall cost for comparison: 7.4% APRC
The Mortgage Works logo 4.54% 5 year fixed 7.4% APRC £3,995 £1004.59 per month get quotes Broker Only Deal
Initial rate: 4.64%
Rate type: 5 year fixed
Monthly cost: £1014.86 per month
Product fee: £1,495
Overall cost for comparison: 7.3% APRC
The Mortgage Works logo 4.64% 5 year fixed 7.3% APRC £1,495 £1014.86 per month get quotes Broker Only Deal
Initial rate: 4.64%
Rate type: 2 year fixed
Monthly cost: £1014.86 per month
Product fee: £3,995
Overall cost for comparison: 8.2% APRC
The Mortgage Works logo 4.64% 2 year fixed 8.2% APRC £3,995 £1014.86 per month get quotes Broker Only Deal
Initial rate: 4.69%
Rate type: 5 year fixed
Monthly cost: £1020.01 per month
Product fee: £1,495
Overall cost for comparison: 7.1% APRC
The Mortgage Works logo 4.69% 5 year fixed 7.1% APRC £1,495 £1020.01 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

The Mortgage Works Mortgages

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

The Mortgage Works Mortgages

The Mortgage Works offers a selection of deals for both buy to let and let to buy mortgages, which are accessible through a network of mortgage intermediaries.

The Mortgage Works mortgages offer a range of benefits such including free standard valuation and free standard legal fees or cashback products.

To compare Mortgage Works mortgages with over 5,000 of the latest mortgage deals available, use our FREE comparison service.

Choosing a mortgage with the Mortgage Works

The Mortgage Works provides a range of mortgage deals to suit a variety of new and experienced landlords.

When choosing the best Mortgage Works Mortgage deal for your circumstances, you will need to consider the value of the property you want to buy, how much you can afford as a deposit, and how much rental income you expect to receive.

Some of the mortgage options available from the Mortgage Works Include:

  • Buy to let Mortgage Rates - the Mortgage Works offers a range of buy to let mortgage deals to suit different circumstances. These include standard buy to let mortgages, buy to let mortgages for first time landlords, and buy to let mortgages for houses in multiple occupancy. There are also offers to let mortgage deals available for limited companies and property portfolio clients.

  • Let to buy mortgages for new and existing landlords – these mortgages are designed for first time or experienced landlords who are remortgaging their existing residential property as a buy to let property.

About the Mortgage Works

The Mortgage Works is a subsidiary of Nationwide Building Society, which is the largest building society in the UK, dating back to the founding of the Provident Union Building Society in 1846.

The Mortgage Works range of specialist products is available through professional mortgage intermediaries.

To compare mortgage deals from the Mortgage Works with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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Buy to Let Mortgages