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Mortgage Hotline - Call Us 0117 313 7780

1.19% 2 Year Fixed 

  • Overall cost for comparison 3.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to NatWest variable rate of 3.75%.

Call NatWest on 0800 158 2934

1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

Compare Virgin Mortgages

Compare Virgin Money Mortgage Rates:

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.18%
Rate type: Tracker Jan-2020
Monthly cost: £472.63 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.18% Tracker Jan-2020 4.1% APRC 65% £1075.00 £472.63 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.18%
Rate type: Tracker Jan-2020
Monthly cost: £472.63 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.18% Tracker Jan-2020 4.1% APRC 65% £1075.00 £472.63 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.39%
Rate type: Tracker Jan-2020
Monthly cost: £482.25 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.39% Tracker Jan-2020 4.1% APRC 65% £1075.00 £482.25 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.39%
Rate type: Tracker Jan-2020
Monthly cost: £482.25 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.39% Tracker Jan-2020 4.1% APRC 65% £1075.00 £482.25 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.39%
Rate type: Fixed Jan-2020
Monthly cost: £482.25 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.39% Fixed Jan-2020 4.1% APRC 65% £1075.00 £482.25 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.39%
Rate type: Fixed Jan-2020
Monthly cost: £482.25 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.39% Fixed Jan-2020 4.1% APRC 65% £1075.00 £482.25 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.49%
Rate type: Tracker Jan-2020
Monthly cost: £486.88 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.49% Tracker Jan-2020 4.1% APRC 65% £1075.00 £486.88 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.49%
Rate type: Tracker Jan-2020
Monthly cost: £486.88 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.49% Tracker Jan-2020 4.1% APRC 65% £1075.00 £486.88 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.59%
Rate type: Fixed Jan-2021
Monthly cost: £489.10 per month
Max LTV: 65%
Product fee: £575.00
Overall cost for comparison: 3.9% APRC
Virgin Money logo 1.59% Fixed Jan-2021 3.9% APRC 65% £575.00 £489.10 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.59%
Rate type: Fixed Jan-2021
Monthly cost: £489.10 per month
Max LTV: 65%
Product fee: £575.00
Overall cost for comparison: 3.9% APRC
Virgin Money logo 1.59% Fixed Jan-2021 3.9% APRC 65% £575.00 £489.10 per month get quotes Call direct0330 057 1528 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Virgin Mortgages

Our Virgin Money Mortgage Service

Why choose us?

Fair Mortgages can provide you with a first class service if you are looking for a mortgage with Virgin Money. 

Special features of what we offer include:

  • Whole of market broker - we work with Virgin Money as an intermediary and s well as over 60 UK lenders
  • Great Rates - Access to leading rates
  • Market Exclusives - Access to exclusive mortgage deals not available on high street
  • Our  Expertise - Expert help whether you are a first time investor or experienced full time landlord
  • Credit Issues? - We have lenders who will take into account previous defaults and missed payments 
  • Experienced? - Have a complex buy to let or have a portfolio of 5+ properties? - speak to us

To investigate your mortgage options call our specialist team on 0117  313 7780 or fill in our call back form. 

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Virgin Money offers borrowers a wide choice of mortgage deals. You can compare Virgin Money mortgages with over 5,000 of the latest mortgage deals on the market using our online mortgage comparison service. Virgin Money mortgages offer some of the following additional features:

  • Enjoy benefits and discounts across the Virgin group of companies
  • A dedicated mortgage adviser to help you with your mortgage application
  • Flexible mortgage features, including options for overpayments, underpayments and payment holidays
  • Special rates available for existing Virgin Money mortgage customers

Choosing the right Virgin Money mortgage

When choosing the right Virgin Money mortgage deal for you, it is a good idea to consider various factors when making your decision. You will need to think about the value of the property you want to buy, how much you can afford as a deposit, and how much you are able to put towards monthly repayments. Some of the mortgage options that are currently available from Virgin Money include:

  • Fixed rate mortgages
  • Tracker mortgages
  • Buy to let mortgages
  • First time buyer mortgages

Virgin Money is also participating in the Help to Buy scheme, a Government-backed initiative that aims to help people with smaller deposits to buy a home. If you are eligible for this scheme then you may be able to get a mortgage with as little as a 5% deposit.

About Virgin Money

Virgin Money began in 1995 and expanded into online banking with the launch of the Virgin Money website in 2001. Virgin Money now provides a wide range of mortgages to suit different borrowers.

To compare top Virgin Money call our mortgage team on 0117 313 7780 or request a callback.

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