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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

 
Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.64%
Rate type: 5 year fixed
Monthly cost: £1522.28 per month
Product fee: £1,499
Overall cost for comparison: 7.5% APRC
Clydesdale Bank logo 4.64% 5 year fixed 7.5% APRC £1,499 £1522.28 per month get quotes Broker Only Deal
Initial rate: 4.65%
Rate type: 5 year fixed
Monthly cost: £1523.83 per month
Product fee: £999
Overall cost for comparison: 6.1% APRC
HSBC logo 4.65% 5 year fixed 6.1% APRC £999 £350 cashback £1523.83 per month get quotes Broker Only Deal
Initial rate: 4.69%
Rate type: 5 year fixed
Monthly cost: £1530.01 per month
Product fee: £995
Overall cost for comparison: 7.5% APRC
Virgin Money logo 4.69% 5 year fixed 7.5% APRC £995 £300 cashback £1530.01 per month get quotes Broker Only Deal
Initial rate: 4.74%
Rate type: 5 year fixed
Monthly cost: £1537.76 per month
Product fee: £999
Overall cost for comparison: 6.8% APRC
Nationwide Building Society logo 4.74% 5 year fixed 6.8% APRC £999 £1537.76 per month get quotes Broker Only Deal
Initial rate: 4.75%
Rate type: 5 year fixed
Monthly cost: £1539.32 per month
Product fee: £999
Overall cost for comparison: 6.4% APRC
Coventry Building Society logo 4.75% 5 year fixed 6.4% APRC £999 £1539.32 per month get quotes Broker Only Deal
Initial rate: 4.79%
Rate type: 5 year fixed
Monthly cost: £1545.54 per month
Product fee: £995
Overall cost for comparison: 7.5% APRC
Virgin Money logo 4.79% 5 year fixed 7.5% APRC £995 £300 cashback £1545.54 per month get quotes Broker Only Deal
Initial rate: 4.80%
Rate type: 5 year fixed
Monthly cost: £1547.09 per month
Product fee: £0
Overall cost for comparison: 7.2% APRC
Progressive Building Society logo 4.80% 5 year fixed 7.2% APRC £0 £1547.09 per month get quotes Broker Only Deal
Initial rate: 4.80%
Rate type: 5 year fixed
Monthly cost: £1547.09 per month
Product fee: £0
Overall cost for comparison: 7.5% APRC
Virgin Money logo 4.80% 5 year fixed 7.5% APRC £0 £300 cashback £1547.09 per month get quotes Broker Only Deal
Initial rate: 4.80%
Rate type: 5 year fixed
Monthly cost: £1547.09 per month
Product fee: £999
Overall cost for comparison: 7.2% APRC
Barclays 4.80% 5 year fixed 7.2% APRC £999 £1547.09 per month get quotes Broker Only Deal
Initial rate: 4.81%
Rate type: 5 year fixed
Monthly cost: £1548.65 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
HSBC logo 4.81% 5 year fixed 6.2% APRC £0 £350 cashback £1548.65 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Apply for A Mortgage Online Instant Decision

Apply For Mortgage Agreement In Principle

Apply for a mortgage and get an instant lender decision:

  • An Agreement in Principle gives you an indication of whether a lender will lend you the amount you need to borrow

To help you find out how much you could borrow, speak to our mortgage team.

How Does It Work

  • Takes 5 Minutes »

  • No impact on your credit score

  • No obligation to take out a mortgage

Speak to our team

Lines are open: 9am to 5.30pm Monday to Friday

Getting an agreement in principle

The process takes about 5 minutes and requires some personal information, including details of your income and financial commitments. 

Getting an Agreement in Principle does not mean that you are committing to apply for a lender's mortgage. However, once you have one you'll be ready to proceed with the rest of your application online.

Please note you cannot apply for a Help to Buy, Right to Buy, shared equity, Offset or interest only mortgage online.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.