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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

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2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.19%
Rate type: Fixed May-2023
Monthly cost: £473.10 per month
Max LTV: 60%
Product fee: £1016.00
Overall cost for comparison: 3.2% APRC
HSBC logo 1.19% Fixed May-2023 3.2% APRC 60% £1016.00 £473.10 per month get quotes Call direct0800 077 4336 More details
Initial rate: 1.22%
Rate type: Fixed Jun-2023
Monthly cost: £474.45 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.22% Fixed Jun-2023 3.3% APRC 60% £1025.00 £250 cashback £474.45 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.26%
Rate type: Fixed Jun-2023
Monthly cost: £476.28 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.26% Fixed Jun-2023 3.3% APRC 60% £1025.00 £250 cashback £476.28 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.35%
Rate type: Fixed Jul-2026
Monthly cost: £480.41 per month
Max LTV: 65%
Product fee: £1213.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed Jul-2026 3.1% APRC 65% £1213.00 £300 cashback £480.41 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.35%
Rate type: Fixed Jun-2026
Monthly cost: £480.41 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.35% Fixed Jun-2026 2.8% APRC 60% £1025.00 £250 cashback £480.41 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.36%
Rate type: Fixed May-2026
Monthly cost: £483.27 per month
Max LTV: 60%
Product fee: £1516.00
Overall cost for comparison: 2.8% APRC
HSBC logo 1.36% Fixed May-2026 2.8% APRC 60% £1516.00 £483.27 per month get quotes Call direct0800 077 4336 More details
Initial rate: 1.36%
Rate type: Fixed Jun-2026
Monthly cost: £480.87 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.36% Fixed Jun-2026 2.8% APRC 60% £1025.00 £250 cashback £480.87 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.39%
Rate type: Fixed May-2026
Monthly cost: £482.27 per month
Max LTV: 60%
Product fee: £1016.00
Overall cost for comparison: 2.8% APRC
HSBC logo 1.39% Fixed May-2026 2.8% APRC 60% £1016.00 £482.27 per month get quotes Call direct0800 077 4336 More details
Initial rate: 1.39%
Rate type: Tracker 2 years
Monthly cost: £482.27 per month
Max LTV: 60%
Product fee: £1016.00
Overall cost for comparison: 3.3% APRC
HSBC logo 1.39% Tracker 2 years 3.3% APRC 60% £1016.00 £482.27 per month get quotes Call direct0800 077 4336 More details
Initial rate: 1.5%
Rate type: Fixed May-2023
Monthly cost: £489.76 per month
Max LTV: 75%
Product fee: £1745.00
Overall cost for comparison: 3.8% APRC
Yorkshire Building Society logo 1.5% Fixed May-2023 3.8% APRC 75% £1745.00 £489.76 per month get quotes Call direct0117 313 7780 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Halifax Mortgage Calculator

Halifax mortgage calculator

Whether you are looking for a first time buyer mortgage, are moving house, or need to remortgage your existing property, our mortgage calculator offers the perfect way to compare the cost of mortgages from Halifax and all the leading lenders.

To use the free mortgage calculator, simply head to the top of the page and select the type of mortgage you are looking for. You can then specify all the key details including:

  • How much you need to borrow
  • The value of your property
  • How long you want to repay over
  • The type of mortgage you are looking for e.g. fixed rate, tracker etc.
  • The type of repayment plan you need e.g. capital and interest, interest only

Using this information, we will then show some of the top matching deals currently available from across the market, making it much easier for you to find an attractive mortgage deal that matches your requirements.

Our mortgage broker service

Our team of highly experienced mortgage brokers work with Halifax and all the leading lenders to offer you:

  • Whole of market access – we have links with all the top mortgage lenders
  • Market-leading mortgage rates – see all the top mortgage deals currently available
  • Exclusive deals not available on high street – including from private banks and lenders
  • Fast turnaround - speak to us today if you need to move quickly
  • Mortgages for bad credit – we have contacts with lenders willing to consider borrowers with previous defaults and missed payments 
  • Mortgage for complex situations – including for ex-pats and foreign nationals
  • Extra borrowing on top of your mortgage – additional secured loan options, including bridging finance

Compare Halifax mortgages

Halifax offer a range of different mortgages to match different types of lenders. Finding the right one for you can make a significant difference to how affordable your mortgage repayments are. The following are some of the main types of mortgages you should consider.

Halifax Fixed Rate Mortgages – With a Fixed Rate mortgage your interest payments are set at a fixed rate of interest for a certain period, often two years, although longer fixed rate periods are available. This can make it easier to plan your finances.

Halifax Tracker Mortgage – Tracker mortgages are linked to the Bank of England’s base interest rate or an equivalent. This means if the Bank of England either raises or lowers its base rate the interest you pay on your mortgage will also change to reflect this.

Halifax Discount Mortgage – Discount mortgages are similar to trackers but instead of your interest rate being reflective of the Base Rate it is affected by your lender’s specific Standard Variable Rate. The SVR is the rate many mortgages revert to once you move out of your introductory deal.

Halifax Offset Mortgage – This type of mortgage works by tying your savings to your mortgage. This usually means that you stop earning any interest on your savings instead the interest is used to offset your mortgage interest repayments. Lenders will allow you to either pay less each month, or to treat the difference as an overpayment, thus paying off your loan earlier.

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