Compare Halifax Mortgages
If you are currently have a Halifax mortgage and your deal is due to end shortly or you are thinking of moving to a better rate see the table above to compare Halifax with the UK mortgage market.
Whether you are looking for a first time buyer mortgage, are moving house, or need to remortgage your existing property, our mortgage calculator offers the perfect way to compare the cost of mortgages from Halifax and all the leading lenders.
To use the free mortgage calculator, simply head to the top of the page and select the type of mortgage you are looking for. You can then specify all the key details including:
- How much you need to borrow
- The value of your property
- How long you want to repay over
- The type of mortgage you are looking for e.g. fixed rate, tracker etc.
- The type of repayment plan you need e.g. capital and interest, interest only
Using this information, we will then show some of the top matching deals currently available from across the market, making it much easier for you to find an attractive mortgage deal that matches your requirements.
Our Halifax Mortgage Service
Looking to get a better deal on your mortgage we can offer you a first class mortgage service:
Special features of what we offer include:
- Whole of market service - we compare over 50 UK lenders including Halifax to help you find the right deal for your circumstances
- Telephone based service - you are welcome to come to our offices if you prefer a face to face meeting
- Latest Rates - Access to leading market mortgage rates including Halifax
- Exclusive Offers - Access to mortgage deals not available on high street
- Fast turnaround - speak to us today if you need to move quickly
- Personal service from start to finish
- Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions
To investigate your mortgage options call our telephone based mortgage advisor team on 0117 313 7780 or fill in our call back form.
Why Choose Us?
As your mortgage is such an important transaction, good advice is imperative.
What does the Halifax Offer?
Halifax offers a wide range of mortgage deals. To compare Halifax mortgages with over 5,000 of the latest mortgage deals available, use our FREE comparison service. Halifax mortgages offer a range of benefits such as:
- Top mortgage deals – choose from a range of fixed or tracker mortgages whether you’re buying a home or remortgaging
- Flexible mortgages – whichever mortgage you choose, you can benefits from a range of special features designed to help you manage it more easily.
- Expert mortgage advisers – as well as helping you to arrange your mortgage,Halifax mortgage advisers can help you arrange a survey or help you find a solicitor to do the conveyancing.
- Easy application - once you’ve had an offer accepted, you can start your mortgage application online, over the phone, or in person at your nearest branch.
Choosing a Halifax mortgage
As part of our mortgage service we have access to Halifax mortgage deals and so if you are looking to renew your mortgage or get a new deal we can help.
As part of our process we will search the market for you based on your criteria we can compare Halifax rates with the rest of the market. Once we have an agreement in principle from a lender if it is better for you to switch to a new lender based on interest rates, fees or other criteria such as maximum age then we can arrange this for you. Otherwise if it is better to stay put we will contact Halifax on your behalf and arrange the paperwork much of which can be done online. We will take into account any existing early redemption penalties if applicable before recommending any course of action.
As part of the mortgage process we will ask if you have life insurance in place to provide protection.
Halifax like any other lender will have lending criteria which will need to be satisfied in order to qualify for one of their products. We use the latest sourcing technology to compare lenders based on maximum borrowing limits, rates, age, income, fees, mortgage term, type of property etc
Halifax provides a range of mortgage deals to suit a variety of buyers. When choosing the best Halifax mortgage deal for your circumstances, you will need to consider the value of the property you want to buy, how much you can afford to offer as a deposit, and how much you are able to pay each month. Mortgage options available from Halifax include:
Fixed rate mortgages - Fixed mortgage interest rate is fixed for an agreed period of time
Tracker mortgages – the interest rate is linked to the Bank of England Base Rate for a set period
Remortgages - Deals if you need to remortgage your home. We can advise if it is better to stay put or move to a new lender.
Interest only mortgages – both fixed and tracker, available if you are borrowing less than 75% loan to value (LTV)
First time buyer mortgages if you are looking to get on the housing ladder including help to buy mortgage products. Halifax can help if you are looking to buy a new build property.
Self Build - If you are looking to arrange finance for a self build development project then products are available where monies can be drawn down at each stage of the project. the current loan to value limit is 75% LTV.
Halifax has been providing mortgages for 150 years, and was formed in 1853 as the Halifax Permanent Benefit Building and Investment Society.
In 2001, Halifax merged with the Bank of Scotland, taking the name Halifax Bank of Scotland (HBOS). In 2009, HBOS was acquired by the Lloyds banking Group. Nowadays, Halifax now provides a wide range of mortgages to suit different borrowers.
To compare Halifax mortgage deals with other leading mortgage rates and find the best deals for you, use our mortgage calculator above or call our mortgage team today.
Compare Halifax Mortgage Rates - Halifax offer a selection of mortgage products for first time buyers, home-movers and for those looking to remortgage.