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Mortgage & Equity Release - Call Us 0117 403 4474

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4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.53%
Rate type: 2 year fixed
Monthly cost: £836.3 per month
Product fee: £899
Overall cost for comparison: 8.2% APRC
Barclays 4.53% 2 year fixed 8.2% APRC £899 £836.3 per month get quotes Broker Only Deal
Initial rate: 4.54%
Rate type: 2 year fixed
Monthly cost: £837.16 per month
Product fee: £899
Overall cost for comparison: 8.2% APRC
Barclays 4.54% 2 year fixed 8.2% APRC £899 £837.16 per month get quotes Broker Only Deal
Initial rate: 4.59%
Rate type: 2 year fixed
Monthly cost: £841.43 per month
Product fee: £899
Overall cost for comparison: 8.2% APRC
Barclays 4.59% 2 year fixed 8.2% APRC £899 £841.43 per month get quotes Broker Only Deal
Initial rate: 4.60%
Rate type: 2 year fixed
Monthly cost: £842.29 per month
Product fee: £899
Overall cost for comparison: 8.2% APRC
Barclays 4.60% 2 year fixed 8.2% APRC £899 £842.29 per month get quotes Broker Only Deal
Initial rate: 4.60%
Rate type: 2 year fixed
Monthly cost: £842.29 per month
Product fee: £999
Overall cost for comparison: 8.1% APRC
Halifax 4.60% 2 year fixed 8.1% APRC £999 £250 cashback £842.29 per month get quotes
Initial rate: 4.60%
Rate type: 2 year fixed
Monthly cost: £842.29 per month
Product fee: £999
Overall cost for comparison: 8.2% APRC
Halifax 4.60% 2 year fixed 8.2% APRC £999 £250 cashback £842.29 per month get quotes Broker Only Deal
Initial rate: 4.61%
Rate type: 2 year fixed
Monthly cost: £843.14 per month
Product fee: £0
Overall cost for comparison: 7.1% APRC
Santander logo 4.61% 2 year fixed 7.1% APRC £0 £843.14 per month get quotes Broker Only Deal
Initial rate: 4.63%
Rate type: 2 year fixed
Monthly cost: £844.86 per month
Product fee: £999
Overall cost for comparison: 6.7% APRC
HSBC logo 4.63% 2 year fixed 6.7% APRC £999 £500 cashback £844.86 per month get quotes Broker Only Deal
Initial rate: 4.64%
Rate type: 2 year fixed
Monthly cost: £845.71 per month
Product fee: £995
Overall cost for comparison: 7.7% APRC
NatWest logo 4.64% 2 year fixed 7.7% APRC £995 £845.71 per month get quotes
Initial rate: 4.65%
Rate type: 2 year fixed
Monthly cost: £846.57 per month
Product fee: £999
Overall cost for comparison: 8.2% APRC
Halifax 4.65% 2 year fixed 8.2% APRC £999 £250 cashback £846.57 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Santander Fixed Rate Mortgage

Our Mortgage Service - Why choose us?

Special features of what we offer include:

  • Get the best fixed rate mortgage deals in the UK

  • Whole of market service - we work with most UK lenders (Including Santander)

  • Access to leading market mortgage rates

  • Access to exclusive loan deals not available on high street

  • Fast turnaround - speak to us today if you need to move quickly

  • We have lenders who will take into account previous defaults and missed payments 

  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your fixed rate mortgage options call our mortgage team on 0117 313 7780 or fill in our call back form.

The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support.

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Santander Fixed Rate Mortgage

What is a Fixed Rate Mortgage?

A fixed rate mortgage is a loan that has an interest rate that is fixed for an initial term. This means that during the fixed rate period your mortgage repayments will remain the same, regardless of fluctuating variable rates or the Bank of England’s base rate. Some of the main reasons prospective home buyers look to take out fixed rate mortgages over a tracker deal is because:

It’s easier to budget- You know exactly what you’re paying with a fixed rate mortgage which makes it easier to budget and forecast your expenditure.

Potential for savings – As the interest rates do not fluctuate on a fixed rate mortgage, you have the opportunity to save on your repayments if the SVR increases.Short term commitment - If you are unhappy with a 2 year fixed rate mortgage you can change to a different mortgage deal after the fixed rate has elapsed (bear in mind that exit fees or early repayment charges may apply in these circumstances).

Choosing a fixed rate mortgage

One of the first things to consider when choosing a fixed rate mortgage deal with Santander is the length of the deal itself. There are a variety of fixed rate mortgages on offer, ranging from 2 to 5 year fixed rate mortgages. Once you have chosen a fixed rate timescale, you will need to look for the best deal available with the deposit or equity that you are able to put down on the property. The most competitive fixed rate deals may only be available to people with a large deposit or equity in their current property, and people with a smaller deposit may find that their choice of top fixed rate deals is limited.

About Santander UK

Based in Spain, Santander is a relative newcomer to the British mortgage market, following its acquisition of Abbey National in 2004. Santander then went on to acquire Bradford & Bingley and Alliance and Leicester in 2008. Nowadays, Santander has more than 1,300 branches across the UK and offers a wide selection of mortgage deals to suit all borrowers.To compare the latest Santander mortgage deals with other leading mortgage rates and find the best deals for you, request a personalised mortgage quote.

Additionally, if you would like to find out more about what a Santander fixed rate mortgage can offer you or how to switch; you can call on of our expert current account advisers on 0117 313 7780 for a free initial consultation.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.