Full product details for the Virgin Money 1.39% Fixed 63 LTV 65% mortgage,
including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
Virgin Money 1.39% Fixed 63 LTV 65% mortgage features & benefits
|
Maximum LTV
|
65%
|
|
Mortgage Type
|
Fixed
|
|
Initial Rate APR
|
1.39%
|
|
Initial Rate Term
|
63 months
|
|
Initial Rate End Date
|
63
|
|
Maximum Loan
|
£1000000
|
|
Minimum Loan
|
£0
|
|
Mortgage APRC
|
3.1%
|
|
Available To Remortgage
|
No
|
|
Available To Purchase
|
Yes
|
|
Available To First Time Buyer
|
Yes
|
|
Available To Help To Buy
|
No
|
|
Repayment Acceptable
|
Yes
|
|
Interest Only Acceptable
|
Yes
|
|
Product Availability
|
|
|
Minimum Deposit Required
|
£105000
|
|
Minimum Self Employed Accounts Years
|
2
|
|
Standard Variable Rate
|
4.34%
|
|
Cashback
|
£300.00
|
|
Cashback Conditions
|
Purchases Only
|
|
Valuation Fee
|
£275.00
|
|
Valuation Fee Conditions
|
-
|
|
Arrangement Fee
|
£995.00
|
|
Arrangement Fee Conditions
|
Product Fee can be added to loan without conditions
|
|
Booking Fee
|
£0
|
|
Booking Fee Conditions
|
-
|
|
CHAPS Fee
|
£30
|
|
Fees Total
|
£1300.00
|
|
Early Repayment Charge Applies
|
Yes
|
|
Early Repayment Charge Applies Until
|
01-May-2026
|
|
Early Repayment Charge
|
3.5% of loan amount redeemed to be paid until 01-May-2026
|
|
Buy To Let Minimum Percentage Rental Income
|
0%
|
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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