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Buy To Let Mortgage Hotline - Call 0117 403 4222

Buy to Let Mortgages HMO

HMO Buy To Let Mortgage Service

Special features of what we offer include:

  • Whole of market service - we work with most UK lenders
  • Great Rates! - Access to leading market mortgage rates
  • Exclusive Deals - Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly. We can access bridging loans and short term finance
  • Raising Finance? - Looking to raise additional finance on top of your existing buy to let mortgage? - we have access to a range of finance solutions

HMO Buy To Let Mortgage

What is an HMO?

An HMO (housing of multiple occupations) is a property rented out by at least three people who are not from one household, but who share kitchen, toilet and bathroom facilities with other tenants. This type of housing is typical for a student ‘house share.

If you are letting to five people who are not from one household, then the property is classified as a ‘large HMO’ and you will need to gain a license. The types and availability of buy to let finance is likely to differ depending on whether or not your property needs a license.

Buy to Let Mortgages for non Licensed HMOs

Gaining buy to let finance for HMOs that do not require a license is a somewhat simpler process than unlicensed HMOs, with most mainstream lenders offering finance.

Although we still recommend that you contact a mortgage broker, who can help you find the best rates and best buy to let mortgage solutions for your personal circumstances.

Buy to Let Mortgages for Licensed HMOs

Typically finance does tend to be more expensive for houses of multiple occupations, as not all lenders choose to lend money within this area.

In addition to this, lenders generally like to see experience and a proven track record within this industry when considering your application for a buy to let mortgage.

However, despite there are still a good number of lenders who do not see this as a barrier to finance, which is why we recommend seeking advice from a specialist mortgage broker.

Our Services

We work with the majority of UK lenders, and have access to exclusive buy to let mortgage deals for HMOs that are not available on the high street, which means we can make that process of finding a HMO buy to let mortgage that bit easier.

To find more information about buy to let mortgages for HMOs why not call us today on 0117 403 4222, or fill in our online contact form to request a call-back for a free initial consultation with one of our advisors.

buy to let mortgages HMO


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