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First Time Buyer Mortgages

NatWest Logo

 Special Offer: First time buyers £500 cashback  Exclusive! 

Call NatWest Residential team: FREE on 0800 158 2934

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.36%
Rate type: Fixed Aug-2019
Monthly cost: £407.81 per month
Max LTV: 60%
Product fee: £720.00
Overall cost for comparison: 3.7% APRC
Post Office logo 1.36% Fixed Aug-2019 3.7% APRC 60% £720.00 £400 cashback £407.81 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.36%
Rate type: Fixed Aug-2019
Monthly cost: £407.81 per month
Max LTV: 60%
Product fee: £720.00
Overall cost for comparison: 3.7% APRC
Post Office logo 1.36% Fixed Aug-2019 3.7% APRC 60% £720.00 £400 cashback £407.81 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.35%
Rate type: Fixed Aug-2019
Monthly cost: £408.93 per month
Max LTV: 75%
Product fee: £1220.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.35% Fixed Aug-2019 3.8% APRC 75% £1220.00 £400 cashback £408.93 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.43%
Rate type: Fixed Aug-2019
Monthly cost: £411.82 per month
Max LTV: 75%
Product fee: £720.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.43% Fixed Aug-2019 3.8% APRC 75% £720.00 £400 cashback £411.82 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.59%
Rate type: Fixed Aug-2019
Monthly cost: £422.49 per month
Max LTV: 75%
Product fee: £1634.00
Overall cost for comparison: 4.3% APRC
Yorkshire Bank logo 1.59% Fixed Aug-2019 4.3% APRC 75% £1634.00 £750 cashback £422.49 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

First Time Buyer Mortgages

Get A Great First Time Buyer Deal!

The good news is that as a first time buyer there are some great deals if you are looking to get on the housing adder for the first time.

Yorkshire BankGet Up to £750 Cashback On Selected First Time Buyer Mortgage Deals »

NatWest Special Offer:

First time buyers - £500 cashback Exclusive!  

Call NatWest Residential team: FREE on 0800 158 2934

OPEN 7 DAYS A WEEK
Monday to Friday:  8am to 8pm 
Saturday & Sunday:  9am to 4pm

Take out a first time buyer exclusive mortgage with NatWest us and get £500 cashback, paid to your solicitor on the day of drawdown of the mortgage.

Offer can be changed or withdrawn at any time. Early repayment charges may apply. Max LTV 90%.

How much can I borrow?

In calculating how much you can borrow the lender will apply a maximum amount you can borrow called the loan to value of the property (LTV).

As a first time buyer, you may be eligible for a Help to Buy Mortgage which offers mortgages with an LTV of up to 95%, meaning that the good news is you only need to find a 5% deposit in order to get onto the housing ladder assuming that you are able to afford the monthly repayments and you have a good credit history - to investigate further call the NatWest mortgage first time buyer team on 0800 158 2934 or RBS on 0800 096 7447.

Post Office LogoGet up to £500 Cashback with The Post Office - more info... » 

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