This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

 

1.74% - 5 Year Fixed 

  • Overall cost for comparison 3.20% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 5 years after which reverts to Scottish Widows variable rate of 3.74%.

Call us for this special offer on 0117 313 7780

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.09%
Rate type: Fixed Feb-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Feb-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed Feb-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Feb-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed Feb-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Feb-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed Feb-2020
Monthly cost: £577.15 per month
Max LTV: 75%
Product fee: £1759.00
Overall cost for comparison: 4.1% APRC
Santander UK Plc logo 1.09% Fixed Feb-2020 4.1% APRC 75% £1759.00 £577.15 per month get quotes Call direct0117 313 7780
Initial rate: 1.24%
Rate type: Fixed Feb-2020
Monthly cost: £586.60 per month
Max LTV: 60%
Product fee: £1409.00
Overall cost for comparison: 4.2% APRC
Platform logo 1.24% Fixed Feb-2020 4.2% APRC 60% £1409.00 £586.60 per month get quotes Call direct0117 313 7780
Initial rate: 1.24%
Rate type: Fixed Jan-2020
Monthly cost: £583.69 per month
Max LTV: 60%
Product fee: £1184.00
Overall cost for comparison: 4.1% APRC
Yorkshire Bank logo 1.24% Fixed Jan-2020 4.1% APRC 60% £1184.00 £583.69 per month get quotes
Initial rate: 1.24%
Rate type: Fixed Jan-2020
Monthly cost: £585.63 per month
Max LTV: 60%
Product fee: £1684.00
Overall cost for comparison: 4.1% APRC
Yorkshire Bank logo 1.24% Fixed Jan-2020 4.1% APRC 60% £1684.00 £585.63 per month get quotes
Initial rate: 1.29%
Rate type: Fixed Jan-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1114.00
Overall cost for comparison: 3.4% APRC
Barclays Bank logo 1.29% Fixed Jan-2020 3.4% APRC 60% £1114.00 £589.12 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.3% APRC
Santander UK Plc logo 1.29% Fixed Feb-2020 4.3% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780
Initial rate: 1.29%
Rate type: Fixed Feb-2020
Monthly cost: £589.12 per month
Max LTV: 60%
Product fee: £1259.00
Overall cost for comparison: 4.3% APRC
Santander UK Plc logo 1.29% Fixed Feb-2020 4.3% APRC 60% £1259.00 £589.12 per month get quotes Call direct0117 313 7780
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Direct lenders, no brokers

Finding loans direct from lenders

When looking for a loan, you normally have two options: you either contact a loan broker to help you find the best deal, or contact lenders directly to see what deals they are willing to offer you.

By going direct to lenders, you avoid paying broker fees and retain complete control over the process. However, contacting lenders by yourself can be time-consuming and confusing, which is why many prefer to use a loan broker.

What does a loan broker do?

It is a loan broker’s job to know the loans market back-to-front, meaning they know all the top lenders and the different types of loans, lending criteria and interest rates they offer. That way, when a client contacts them looking for a loan, they can quickly identify the best deal for them.

This saves time and makes it easier for borrowers to find a good deal, but there are also other advantages. Brokers normally have access to specialist and private lenders, so they may be able to offer solutions that you would not be able to access yourself.

They also understand all the aspects of loans and the application process, so they can help you avoid any hidden pitfalls which could end up costing you extra time or money.

Ultimately, the decision whether to use a broker or not is up to you and depends upon your priorities.

Compare deals from direct lenders, no brokers

While you may want to avoid using a loan broker, it is still a good idea to compare loan deals from as many different lenders as possible. That way you can find the money you need at the best possible rate, so you end up paying the least you can in interest.

Our free loan calculator lets you choose the amount you want to borrow, how long for and why, then shows you the best deals from all the leading lenders. You can then contact lenders directly to discuss the loan you are interested in, allowing you the chance to get a great deal.

house icon

Request Call Back

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you