£500k Plus Buy to Let Mortgage Service
We are committed to helping you find the best buy to let mortgage deal for your circumstances. Our large loan service for buy to let landlords provides:
- Access to Market Leading Buy to Let Rates from 1.19% APR*
- Expert advice on your BTL requirements
- Independent advice on your options
- Fast track service if you need to act quickly
Why Choose Fair Mortgages for your Buy to Let?
Whatever your buy to let mortgage requirements we look after you from enquiry to completion. - To get a feel for the mortgage process see below:
The mortgage market is ever changing and having an expert on hand to give you information and guidance remains vital for you to reach an informed decision.
Whatever your experience, our specialist mortgage advisers independent we’re confident you will know that by using our service and speaking to our specialist mortgage advisers, you have made the right choice.
Our approach: helping you make the right decision
"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. With the recent changes (long overdue) to the mortgage industry, the message from the Regulator and lenders to the UK public is to get professional advice.
As your mortgage is such an important transaction, good advice is imperative. We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection
Challenges in the buy to let mortgage market
Recent changes to mortgage regulations have had a significant impact on how people can find and apply for the right mortgage; you may have already seen coverage of this in the press.
The one change that has had the greatest impact is the need to ensure that when selecting your mortgage lender, your circumstances meet their criteria and that you provide all of the necessary information about your circumstances right at the start; otherwise, your application might be delayed, or even rejected out of hand. This means that getting good advice from the outset is more important than ever before, not just to make sure that you make it through the first stage, but every stage thereafter to ensure you have a smooth path to completion.
5 reasons to use Fair Mortgages
1. Specialist and independent advice
We provide a personal and professional independent advice service which does not stop simply because your mortgage application has been completed. Understanding everything that you should consider in the advice process is critical and our mortgage and protection specialists bring years of knowledge and experience to help. All our advisers are fully qualified and regulated by the FCA.
2. Access to over 5,000 mortgages from over 72 lenders
As an independent mortgage adviser, we have access to over 5,000 mortgage deals from over 72 UK lenders, including exclusive mortgage deals. Our systems utilise the latest research software to help you get the best deal buy to let mortgage for your circumstances.
3. Access to additional services, carefully selected by us
Including valuations, conveyancing, general insurance and more, we can take the hassle out of making sure you get access to quality and affordable products and services - and since these have all been carefully selected by us, this means getting things done in a timely and efficient manner and since they are accountable, this inevitably means higher service standards.
4. Contacting you when and how you want
We all lead busy lives, so making sure you are contacting quickly and in a way that is easiest for you plays an important role. We offer a combination of telephone, email, post and texts, delivered according to your needs so that your mortgage is always the top priority, aiming to bring a smooth and successful outcome in all aspects of our mortgage service.
5. In safe hands, each step of the way
At Fair Mortgages we know how important each step of the mortgage process is. Knowing who to contact, what to ask and how can make all the difference in making sure we deliver a smooth and successful mortgage service - one you will want to come back to again and again. This is why you will not only speak to the same adviser throughout the mortgage process, but you will also have a dedicated line of support selected from our experienced administrator and adviser support team.