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Remortgage Hotline call now 0117 313 7780

What is your mortgage for?

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1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Compare NatWest Mortgages

Compare the latest best Mortgage Deals including NatWest:

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.42%
Rate type: Fixed Aug-2019
Monthly cost: £400.13 per month
Max LTV: 60%
Product fee: £1423.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.42% Fixed Aug-2019 3.5% APRC 60% £1423.00 £400.13 per month get quotes Call direct0800 158 2934
Initial rate: 1.42%
Rate type: Fixed Aug-2019
Monthly cost: £400.13 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.42% Fixed Aug-2019 3.5% APRC 60% £1273.00 £400.13 per month get quotes Call direct0800 158 2934
Initial rate: 1.59%
Rate type: Tracker Aug-2019
Monthly cost: £408.20 per month
Max LTV: 60%
Product fee: £1423.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.59% Tracker Aug-2019 3.8% APRC 60% £1423.00 £408.20 per month get quotes Call direct0800 158 2934
Initial rate: 1.59%
Rate type: Tracker Aug-2019
Monthly cost: £408.20 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.6% APRC
NatWest logo 1.59% Tracker Aug-2019 3.6% APRC 60% £1273.00 £408.20 per month get quotes Call direct0800 158 2934
Initial rate: 1.82%
Rate type: Fixed Aug-2022
Monthly cost: £419.28 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.2% APRC
NatWest logo 1.82% Fixed Aug-2022 3.2% APRC 60% £1273.00 £419.28 per month get quotes Call direct0800 158 2934
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

NatWest Mortgages

Compare NatWest mortgage deals using our broker service:

  • Whole of market service - Compare NatWest with other UK Lenders
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous defaults and missed payments 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions
  • Looking for a buy to let mortgage with NatWest? We can help

To investigate your mortgage options call our mortgage team on 0117 313 7780 or fill in our call back form.

NatWest offers a variety of mortgage deals – to compare over 5,000 of the latest mortgage deals available in the UK, use the NatWest mortgage calculator to compare the latest deals with the Whole UK market.

For a bespoke quotation that fully takes into account your circumstances please complete our mortgage request callback form or call us on 0117 313 7780

natwest mortgages 

 5 reasons to use Fair Mortgages

1. Specialist and independent advice

We provide a personal and professional independent advice service which does not stop simply because your mortgage application has been completed. Understanding everything that you should consider in the advice process is critical and our mortgage and protection specialists bring years of knowledge and experience to help. All our advisers are fully qualified and regulated by the FCA.

2. Access to over 5,000 mortgages from over 72 lenders

As an independent mortgage adviser, we have access to over 5,000 mortgage deals from over 72 UK lenders, including exclusive mortgage deals. Our systems utilise the latest research software to help you get the best deal for your circumstances.

3. Access to additional services, carefully selected by us

Including valuations, conveyancing, general insurance and more, we can take the hassle out of making sure you get access to quality and affordable products and services - and since these have all been carefully selected by us, this means getting things done in a timely and efficient manner and since they are accountable, this inevitably means higher service standards.

4. Contacting you when and how you want

We all lead busy lives, so making sure you are contacting quickly and in a way that is easiest for you plays an important role. We offer a combination of telephone, email, post and texts, delivered according to your needs so that your mortgage is always the top priority, aiming to bring a smooth and successful outcome in all aspects of our mortgage service.

5. In safe hands, each step of the way

At Fair Mortgages we know how important each step of the mortgage process is. Knowing who to contact, what to ask and how can make all the difference in making sure we deliver a smooth and successful mortgage service - one you will want to come back to again and again. This is why you will not only speak to the same adviser throughout the mortgage process, but you will also have a dedicated line of support selected from our experienced administrator and adviser support team.

History

NatWest is a well-known high street mortgage lender, was formed when two banks - the National Provincial and Westminster Bank - joined forces to form the National Westminster Bank. In the 1990s, the bank shortened its name to NatWest, and in 2000 it was taken over by the Royal Bank of Scotland Group. NatWest are a major player in the UK mortgage market. As an independent intermediary we can place mortgages with NatWest.

The NatWest mortgage range includes:

  • Residential purchase mortgages for first time buyers and home movers
  • Residential remortgages
  • Government scheme mortgages for first-time buyers and home movers such as both Help to Buy mortgage schemes as well as NewBuy scheme
  • Buy-to-let purchase mortgages
  • Buy-to-let remortgages

Existing NatWest Mortgage Customer?

If you are an existing customer of NatWest and you are looking to renew your current deal or wish to switch to a new lender call us first to enusure you are getting the best deal for your circumstances.

We have access to NatWest mortgage products and by using the latest sourcing mortgage technology can compare products with the rest of the market. If staying put is the best option for you we can help you secure a new rate or if transferring to a new lender is the best option again we can help. Mortgage rates are changing on a weekly basis so using a mortgage broker like us can bring peace of mind that you are getting the best deal possible.  

How does the mortgage application process work?

Different lenders tend to have different approaches to lending. lenders in the United Kingdom since 2015 have been tasked by the regulator to ensure customers are meeting guidelines on affordability. As part of a mortgage application process a mortgage advisor will assess your ability to repay the mortgage debt.

This process will look at income (employed or self employed) existing debts and financial commitments, age, mortgage duration and the deposit or equity that is being put down as security. A lender like NatWest will have set criteria that will govern whether a mortgage offer is provided often know as a decision in principle. The mortgage rate offered will depend on these factors e.g. a first time buyer with a 5% deposit can expect to pay a higher rate of interest than a existing homeowner who has 50% equity in their property.

A good mortgage broker will keep you informed throughout the whole mortgage process and will source a product that is suitable for your circumstances - this puts the client in a much better place compared to being dealt with by a single lender who can only advise on their own product range. There are also a selection of specialist mortgages, provided by certain smaller lenders that can only be accessed via an intermediary, one of which might present the best deal for you. 

To find out if Fair Mortgages could help you, why not call our mortgage team on: 0117 313 7780? or you can request a call back by using our online contact form. 

compare natwest mortgages

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