NatWest Mortgages
Compare NatWest mortgage deals using our broker service:
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Whole of market service - Compare NatWest with other UK Lenders
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Access to leading market mortgage rates
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Access to exclusive loan deals not available on high street
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Fast turnaround - speak to us today if you need to move quickly
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We have lenders who will take into account previous defaults and missed payments
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Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions
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Looking for a buy to let mortgage with NatWest? We can help
An Agreement in Principle is the first step to getting a NatWest mortgage. It gives an indication of whether NatWest will lend you the amount you need to borrow.
History
NatWest is a well-known high street mortgage lender, was formed when two banks - the National Provincial and Westminster Bank - joined forces to form the National Westminster Bank.
In the 1990s, the bank shortened its name to NatWest, and in 2000 it was taken over by the Royal Bank of Scotland Group.
NatWest are a major player in the UK mortgage market. As an independent intermediary we can place mortgages with NatWest.
The NatWest mortgage range includes:
Current mortgage products include 2 year fixed rates and 5 year fixed rates for residential and buy to let. Tracker rate mortgages are not currently available. To compare mortgage rates use our tables and calculator above.
Existing NatWest Mortgage Customer?
If you are an existing customer of NatWest and you are looking to renew your current deal or wish to switch to a new lender call us first to ensure you are getting the best deal for your circumstances.
We have access to NatWest mortgage products and by using the latest sourcing mortgage technology can compare products with the rest of the market.
If staying put is the best option for you we can help you secure a new rate or if transferring to a new lender is the best option again we can help. Mortgage rates are changing on a weekly basis so using a mortgage broker like us can bring peace of mind that you are getting the best deal possible.
How does the mortgage application process work?
Different lenders tend to have different approaches to lending. lenders in the United Kingdom since 2015 have been tasked by the regulator to ensure customers are meeting guidelines on affordability. As part of a mortgage application process a mortgage advisor will assess your ability to repay the mortgage debt.
This process will look at income (employed or self-employed) , existing debts and financial commitments, age, mortgage duration and the deposit or equity that is being put down as security.
A lender like NatWest will have set criteria that will govern whether a mortgage offer is provided, often know as a decision in principle. The mortgage rate offered will depend on these factors e.g. a first time buyer with a 5% deposit can expect to pay a higher rate of interest than an existing homeowner who has 50% equity in their property.
A good mortgage broker will keep you informed throughout the whole mortgage process and will source a product that is suitable for your circumstances - this puts the client in a much better place compared to being dealt with by a single lender who can only advise on their own product range.
There are also a selection of specialist mortgages, provided by certain smaller lenders that can only be accessed via an intermediary, one of which might present the best deal for you.
