This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

RBS Mortgages - Call Direct 0800 096 7447

What is your mortgage for?

use mortgage calculator
 
Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.35%
Rate type: Fixed Feb-2020
Monthly cost: £599.47 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
Royal Bank Of Scotland logo 1.35% Fixed Feb-2020 3.5% APRC 60% £1273.00 £250 cashback £599.47 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.35%
Rate type: Fixed Feb-2020
Monthly cost: £599.47 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.5% APRC
Royal Bank Of Scotland logo 1.35% Fixed Feb-2020 3.5% APRC 60% £1273.00 £250 cashback £599.47 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.59%
Rate type: Tracker Feb-2020
Monthly cost: £613.36 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.8% APRC
Royal Bank Of Scotland logo 1.59% Tracker Feb-2020 3.8% APRC 60% £1273.00 £613.36 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.59%
Rate type: Tracker Feb-2020
Monthly cost: £613.36 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.6% APRC
Royal Bank Of Scotland logo 1.59% Tracker Feb-2020 3.6% APRC 60% £1273.00 £613.36 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.83%
Rate type: Fixed Feb-2023
Monthly cost: £627.44 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.2% APRC
Royal Bank Of Scotland logo 1.83% Fixed Feb-2023 3.2% APRC 60% £1273.00 £250 cashback £627.44 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.83%
Rate type: Fixed Feb-2023
Monthly cost: £627.44 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.2% APRC
Royal Bank Of Scotland logo 1.83% Fixed Feb-2023 3.2% APRC 60% £1273.00 £250 cashback £627.44 per month get quotes Call direct0800 096 7447 More details
Initial rate: 2.35%
Rate type: Fixed Feb-2020
Monthly cost: £653.44 per month
Max LTV: 60%
Product fee: £278.00
Overall cost for comparison: 3.6% APRC
Royal Bank Of Scotland logo 2.35% Fixed Feb-2020 3.6% APRC 60% £278.00 £653.44 per month get quotes Call direct0800 096 7447 More details
Initial rate: 2.35%
Rate type: Fixed Feb-2020
Monthly cost: £653.44 per month
Max LTV: 60%
Product fee: £278.00
Overall cost for comparison: 3.6% APRC
Royal Bank Of Scotland logo 2.35% Fixed Feb-2020 3.6% APRC 60% £278.00 £653.44 per month get quotes Call direct0800 096 7447 More details
Initial rate: 2.39%
Rate type: Tracker Feb-2020
Monthly cost: £655.86 per month
Max LTV: 60%
Product fee: £278.00
Overall cost for comparison: 3.8% APRC
Royal Bank Of Scotland logo 2.39% Tracker Feb-2020 3.8% APRC 60% £278.00 £655.86 per month get quotes Call direct0800 096 7447 More details
Initial rate: 2.39%
Rate type: Tracker Feb-2020
Monthly cost: £655.86 per month
Max LTV: 60%
Product fee: £278.00
Overall cost for comparison: 3.6% APRC
Royal Bank Of Scotland logo 2.39% Tracker Feb-2020 3.6% APRC 60% £278.00 £655.86 per month get quotes Call direct0800 096 7447 More details
12

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

RBS Mortgages

Take the first step in applying for an RBS Mortgage

An Agreement in Principle from RBS is the first step to getting a Royal Bank Of Scotland mortgage. It gives an indication of whether RBS will lend you the amount you need to borrow.

RBS Mortgages application

How Does It Work

  • Online form - Takes 5 Minutes
  • "No impact" on your credit score
  • No obligation to take out a mortgage

  RBS Mortgage Online

Prefer to speak to an adviser? - Call Royal Bank of Scotland on Freephone 0800 096 7447 

Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)

Track Your RBS Mortgage Application

Once you have applied for a RBS mortgage you can use their helpful mortgage tracker tool to track the progress of your applications.

Royal Bank of Scotland Mortgages How Much Can I Borrow?

RBS offers a variety of mortgage deals to suit different borrowers’ requirements.  To calculate the amount that you will repay over the term duration use the mortgage repayment calculator above. Some of the benefits you could enjoy with an RBS mortgage include:

  • Fixed and tracker rate mortgages
  • Quick and easy mortgage application

Compare RBS mortgage Deals

A wide range of mortgage types are offered by RBS, with something to suit a variety of buyers, from those just starting out on the property ladder to those who are looking to remortgage for a better deal or buy a property to rent out. Some of the mortgage types on offer from RBS include:

RBS fixed rate mortgage – Benefit from the security of fixed monthly repayments throughout the introductory period.

RBS mortgage tracker – Link your interest rate to the Bank of England base rate, meaning the rate of interest you pay for the introductory period could go up or down dependent on any changes made to the base rate.

RBS Remortgage – Switch your mortgage to get a better deal or return to an introductory rate.

Buy to let mortgages – Invest in property to rent out to tenants

First time buyer mortgages – RBS is taking part in the Help to Buy mortgage scheme and offers mortgages of up to 95% LTV to eligible buyers

About RBS

Dating back to its founding in Edinburgh in 1727, the Royal Bank of Scotland is one of the oldest financial institutions in the United Kingdom.

Over the next two centuries RBS began to expand into England, acquiring a number of English banks. Today, RBS offers a wide range of mortgage deals to both its Scottish and English customers.

To compare RBS mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

To use the Fair Mortgages calculator you just need to enter the kind of mortgage you are interested in, along with the relevant details, the calculator tool will then be able to filter a selection of mortgage products from different lenders.

To talk through mortgage options with a RBS mortgage advisor call their contact centre number on 0800 096 7447 or get a personalised quote online.