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NatWest Mortgage In Principle

A NatWest Agreement in Principle is the first step to getting a NatWest mortgage. It gives an indication of whether NatWest will lend you the amount you need to borrow.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £995
Overall cost for comparison: 6.7% APRC
NatWest logo 4.24% 5 year fixed 6.7% APRC £995 £974.12 per month get quotes
Initial rate: 4.29%
Rate type: 5 year fixed
Monthly cost: £979.16 per month
Product fee: £995
Overall cost for comparison: 6.7% APRC
NatWest logo 4.29% 5 year fixed 6.7% APRC £995 £979.16 per month get quotes
Initial rate: 4.44%
Rate type: 5 year fixed
Monthly cost: £994.38 per month
Product fee: £995
Overall cost for comparison: 6.8% APRC
NatWest logo 4.44% 5 year fixed 6.8% APRC £995 £994.38 per month get quotes
Initial rate: 4.48%
Rate type: 5 year fixed
Monthly cost: £998.46 per month
Product fee: £995
Overall cost for comparison: 6.8% APRC
NatWest logo 4.48% 5 year fixed 6.8% APRC £995 £998.46 per month get quotes
Initial rate: 4.49%
Rate type: 5 year fixed
Monthly cost: £999.48 per month
Product fee: £0
Overall cost for comparison: 6.7% APRC
NatWest logo 4.49% 5 year fixed 6.7% APRC £0 £999.48 per month get quotes
Initial rate: 4.53%
Rate type: 5 year fixed
Monthly cost: £1003.57 per month
Product fee: £995
Overall cost for comparison: 6.8% APRC
NatWest logo 4.53% 5 year fixed 6.8% APRC £995 £1003.57 per month get quotes
Initial rate: 4.64%
Rate type: 5 year fixed
Monthly cost: £1014.86 per month
Product fee: £0
Overall cost for comparison: 6.8% APRC
NatWest logo 4.64% 5 year fixed 6.8% APRC £0 £1014.86 per month get quotes
Initial rate: 4.64%
Rate type: 2 year fixed
Monthly cost: £1014.86 per month
Product fee: £995
Overall cost for comparison: 7.7% APRC
NatWest logo 4.64% 2 year fixed 7.7% APRC £995 £1014.86 per month get quotes
Initial rate: 4.69%
Rate type: 2 year fixed
Monthly cost: £1020.01 per month
Product fee: £995
Overall cost for comparison: 7.8% APRC
NatWest logo 4.69% 2 year fixed 7.8% APRC £995 £1020.01 per month get quotes
Initial rate: 4.73%
Rate type: 5 year fixed
Monthly cost: £1024.14 per month
Product fee: £0
Overall cost for comparison: 6.8% APRC
NatWest logo 4.73% 5 year fixed 6.8% APRC £0 £1024.14 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

NatWest Mortgage In Principle

How Does It Work

  • Takes 5 Minutes

  • No impact on your credit score

  • No obligation to take out a mortgage

Speak to our independent mortgage team

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Getting an agreement in principle

The process takes about 5 minutes and requires some personal information, including details of your income and financial commitments.

Don't worry, the lender will not use those details for marketing purposes.

Getting an Agreement in Principle does not mean that you are committing to apply for a lender's mortgage. However, once you have one you'll be ready to proceed with the rest of your application online.

Please note you cannot apply for a Help to Buy, Right to Buy, shared equity, Offset or interest only mortgage online.

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