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RBS Mortgage Application

Take the first step in applying for an RBS Mortgage

An Agreement in Principle from RBS is the first step to getting a Royal Bank Of Scotland mortgage. It gives an indication of whether RBS will lend you the amount you need to borrow.

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How Does It Work

  • Online form - Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

  RBS Mortgage Online

Prefer to speak to an adviser? - Call Royal Bank of Scotland on 0800 068 7706

Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)

Track Your RBS Mortgage Application

Once you have applied for a RBS mortgage you can use their helpful mortgage tracker tool to track the progress of your online mortgage application form.

Get a personalised mortgage decision quote from RBS online - takes 5 minutes! » 

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.21%
Rate type: Fixed Jun-2023
Monthly cost: £591.32 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.21% Fixed Jun-2023 3.3% APRC 60% £1025.00 £350 cashback £591.32 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.22%
Rate type: Fixed Jun-2023
Monthly cost: £591.89 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.22% Fixed Jun-2023 3.3% APRC 60% £1025.00 £350 cashback £591.89 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.28%
Rate type: Fixed Jun-2026
Monthly cost: £595.32 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.28% Fixed Jun-2026 2.8% APRC 60% £1025.00 £250 cashback £595.32 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.29%
Rate type: Fixed Jun-2026
Monthly cost: £595.89 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.29% Fixed Jun-2026 2.8% APRC 60% £1025.00 £250 cashback £595.89 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.35%
Rate type: Fixed Aug-2026
Monthly cost: £599.33 per month
Max LTV: 65%
Product fee: £1239.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed Aug-2026 3.1% APRC 65% £1239.00 £300 cashback £599.33 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.44%
Rate type: Fixed Jun-2023
Monthly cost: £604.51 per month
Max LTV: 75%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.44% Fixed Jun-2023 3.3% APRC 75% £1025.00 £250 cashback £604.51 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.45%
Rate type: Fixed Jun-2023
Monthly cost: £605.09 per month
Max LTV: 70%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.45% Fixed Jun-2023 3.3% APRC 70% £1025.00 £250 cashback £605.09 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.68%
Rate type: Fixed Aug-2026
Monthly cost: £613.59 per month
Max LTV: 65%
Product fee: £244.00
Overall cost for comparison: 3.2% APRC
Virgin Money logo 1.68% Fixed Aug-2026 3.2% APRC 65% £244.00 £613.59 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.74%
Rate type: Fixed Aug-2026
Monthly cost: £621.99 per month
Max LTV: 75%
Product fee: £1239.00
Overall cost for comparison: 3.3% APRC
Virgin Money logo 1.74% Fixed Aug-2026 3.3% APRC 75% £1239.00 £1000 cashback £621.99 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.83%
Rate type: Fixed Jun-2023
Monthly cost: £622.34 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.83% Fixed Jun-2023 3.3% APRC 60% £30.00 £622.34 per month get quotes Call direct0800 068 8567 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

RBS Mortgage Application

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.