This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Call RBS FREE on 0800 068 7706

What is your mortgage for?

use mortgage calculator
 

RBS Mortgage Application

Take the first step in applying for an RBS Mortgage

An Agreement in Principle from RBS is the first step to getting a Royal Bank Of Scotland mortgage. It gives an indication of whether RBS will lend you the amount you need to borrow.

RBS Mortgages Logo

How Does It Work

  • Online form - Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

  RBS Mortgage Online

Prefer to speak to an adviser? - Call Royal Bank of Scotland on 0800 068 7706

Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)

Track Your RBS Mortgage Application

Once you have applied for a RBS mortgage you can use their helpful mortgage tracker tool to track the progress of your online mortgage application form.

Get a personalised mortgage decision quote from RBS online - takes 5 minutes! » 

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.28%
Rate type: Fixed Dec-2022
Monthly cost: £595.32 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.28% Fixed Dec-2022 3.8% APRC 60% £1273.00 £250 cashback £595.32 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.28%
Rate type: Fixed Dec-2022
Monthly cost: £595.46 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.8% APRC
Royal Bank Of Scotland logo 1.28% Fixed Dec-2022 3.8% APRC 60% £1273.00 £250 cashback £595.46 per month get quotes Call direct0800 068 7706 More details
Initial rate: 1.37%
Rate type: Fixed Nov-2022
Monthly cost: £605.25 per month
Max LTV: 60%
Product fee: £2205.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.37% Fixed Nov-2022 3.8% APRC 60% £2205.00 £500 cashback £605.25 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.45%
Rate type: Fixed Dec-2025
Monthly cost: £605.09 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.45% Fixed Dec-2025 3.3% APRC 60% £1273.00 £250 cashback £605.09 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.45%
Rate type: Fixed Dec-2025
Monthly cost: £605.23 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.3% APRC
Royal Bank Of Scotland logo 1.45% Fixed Dec-2025 3.3% APRC 60% £1273.00 £250 cashback £605.23 per month get quotes Call direct0800 068 7706 More details
Initial rate: 1.59%
Rate type: Fixed Nov-2022
Monthly cost: £615.65 per month
Max LTV: 75%
Product fee: £1705.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.59% Fixed Nov-2022 3.8% APRC 75% £1705.00 £500 cashback £615.65 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.68%
Rate type: Fixed Nov-2025
Monthly cost: £620.92 per month
Max LTV: 60%
Product fee: £1705.00
Overall cost for comparison: 3.3% APRC
Post Office logo 1.68% Fixed Nov-2025 3.3% APRC 60% £1705.00 £500 cashback £620.92 per month get quotes Call direct0808 178 6813 More details
Initial rate: 2.4%
Rate type: Fixed Dec-2022
Monthly cost: £656.31 per month
Max LTV: 60%
Product fee: £278.00
Overall cost for comparison: 4% APRC
NatWest logo 2.4% Fixed Dec-2022 4% APRC 60% £278.00 £656.31 per month get quotes Call direct0800 068 8567 More details
Initial rate: 2.4%
Rate type: Fixed Dec-2022
Monthly cost: £656.46 per month
Max LTV: 60%
Product fee: £278.00
Overall cost for comparison: 4% APRC
Royal Bank Of Scotland logo 2.4% Fixed Dec-2022 4% APRC 60% £278.00 £656.46 per month get quotes Call direct0800 068 7706 More details
Initial rate: 2.64%
Rate type: Fixed Dec-2022
Monthly cost: £670.94 per month
Max LTV: 80%
Product fee: £278.00
Overall cost for comparison: 4% APRC
NatWest logo 2.64% Fixed Dec-2022 4% APRC 80% £278.00 £250 cashback £670.94 per month get quotes Call direct0800 068 8567 More details
12

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

RBS Mortgage Application

house icon

Require independent advice? Use our callback form

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you