Remortgage for Expats

Our Expat Remortgage Service - helping you make the right decision

Special features of what we offer include:

• Whole of market service - we work with most UK lenders

• Access to leading market mortgage rates

• Access to exclusive loan deals not available on high street

• Fast turnaround - speak to us today if you need to move quickly

• Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options call our mortgage team on 0117 403 4474 or fill in our call back form.

Remortgage for expats

If you no longer permanently reside in the United Kingdom you may be wondering if it is possible for you to remortgage any properties you still own within the UK. This could be because you are looking to release equity from a property you currently own with the intention to purchase an additional property, either an investment property in the UK or a property for you to live in abroad.  

You will find that there is a smaller selection of lenders who are willing to offer home finance to borrowers who no longer live in the UK; this is because lenders perceive expatriates as being of higher risk than domestic applicants, this means that interest rates for expat may be higher than would be expected of a borrower who still lived in the UK.  There are however certain lenders that offer special products specifically made for expatriates

Expat remortgage requirements

Different lenders may have different requirements for expatriate applicants wishing to remortgage, this might include:

• A minimum income requirement

• Credit history requirements,

• That applicants reside in a country not excluded by that specific lender

Before taking out an expat remortgage

You may wish to consider enlisting the service of an independent mortgage adviser, not only will they be able to offer you impartial advice throughout the remortgage process, but an advisor who offers a whole of market service can use their professional knowledge of the industry to search across providers and try to find the best product for your specific circumstances. If you have not lived in the UK for an extended period of time speaking to a UK based specialist mortgage adviser may also assist you navigate the present mortgage market in the United Kingdom.  There are also a range of mortgages, from lenders off of the high street which can only be accessed via an intermediary, one which might present the best deal available for you.

Fair Mortgages

To find out if Fair Mortgages could help you with an expatriate remortgage, why not fill in our online contact form to request a call back for a free initial consultation. Alternatively you can call us directly on: 0117 403 4474