This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

0.87% APR 

  • Fixed for 26 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 26 months after which reverts to the RBS variable rate of 3.59%.

Call RBS on 0800 068 7706

0.97% APR

  • Fixed for 62 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.60%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 62 months after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.15% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.60%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.79%
Rate type: Fixed 27 months
Monthly cost: £551.16 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 3.8% APRC
Platform logo 0.79% Fixed 27 months 3.8% APRC 60% £1,499 £250 cashback £551.16 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 26 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
HSBC logo 0.84% Fixed 26 months 3.2% APRC 60% £999 £554.51 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 27 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.8% APRC
Platform logo 0.84% Fixed 27 months 3.8% APRC 60% £999 £250 cashback £554.51 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 27 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £749
Overall cost for comparison: 3.0% APRC
Santander logo 0.84% Fixed 27 months 3.0% APRC 60% £749 £554.51 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 27 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £749
Overall cost for comparison: 3.0% APRC
Santander logo 0.84% Fixed 27 months 3.0% APRC 60% £749 £554.51 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.84%
Rate type: Fixed 26 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
TSB logo 0.84% Fixed 26 months 3.2% APRC 60% £995 £554.51 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.86%
Rate type: Fixed 26 months
Monthly cost: £555.85 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Barclays Mortgage logo 0.86% Fixed 26 months 3.2% APRC 60% £999 £555.85 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.87%
Rate type: Fixed 26 months
Monthly cost: £556.53 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.87% Fixed 26 months 3.2% APRC 60% £995 £250 cashback £556.53 per month get quotes Call direct0800 068 8567
Initial rate: 0.87%
Rate type: Fixed 26 months
Monthly cost: £556.53 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.87% Fixed 26 months 3.2% APRC 60% £995 £250 cashback £556.53 per month get quotes Call direct0800 068 8567
Initial rate: 0.87%
Rate type: Fixed 26 months
Monthly cost: £556.53 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.87% Fixed 26 months 3.2% APRC 60% £995 £250 cashback £556.53 per month get quotes Call us0117 403 4474 Broker Only Deal
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Remortgage for Expats

Our Expat Remortgage Service - helping you make the right decision

Special features of what we offer include:

  • Whole of market service - we work with most UK lenders
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options call our mortgage team on 0117 313 7780 or fill in our call back form.

Premium Service

Remortgage for expats

If you no longer permanently reside in the United Kingdom you may be wondering if it is possible for you to remortgage any properties you still own within the UK. This could be because you are looking to release equity from a property you currently own with the intention to purchase an additional property, either an investment property in the UK or a property for you to live in abroad.  

You will find that there is a smaller selection of lenders who are willing to offer home finance to borrowers who no longer live in the UK; this is because lenders perceive expatriates as being of higher risk than domestic applicants, this means that interest rates for expat may be higher than would be expected of a borrower who still lived in the UK.  There are however certain lenders that offer special products specifically made for expatriates

Expat remortgage requirements

Different lenders may have different requirements for expatriate applicants wishing to remortgage, this might include:

  • A minimum income requirement
  • Credit history requirements,
  • That applicants reside in a country not excluded by that specific lender

Before taking out an expat remortgage

You may wish to consider enlisting the service of an independent mortgage adviser, not only will they be able to offer you impartial advice throughout the remortgage process, but an advisor who offers a whole of market service can use their professional knowledge of the industry to search across providers and try to find the best product for your specific circumstances. If you have not lived in the UK for an extended period of time speaking to a UK based specialist mortgage adviser may also assist you navigate the present mortgage market in the United Kingdom.  There are also a range of mortgages, from lenders off of the high street which can only be accessed via an intermediary, one which might present the best deal available for you.

Fair Mortgages

To find out if Fair Mortgages could help you with an expatriate remortgage, why not fill in our online contact form to request a call back for a free initial consultation. Alternatively you can call us directly on: +44 117 313 7780.

house icon

Call 0117 313 7780 or Request Callback

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you