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Short Term Finance - Call 0117 313 6058

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Barclays Mortgage logo 0.92% Fixed 27 months 3.2% APRC 60% £999 £559.89 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £559.89 per month get quotes Call direct0800 068 8567
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £559.89 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.92%
Rate type: Fixed 26 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 3.9% APRC
Platform logo 0.92% Fixed 26 months 3.9% APRC 60% £1,499 £559.89 per month get quotes Call us0117 403 4474
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £559.89 per month get quotes Call direct0800 068 7706
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
HSBC logo 0.94% Fixed 27 months 3.2% APRC 60% £999 £561.24 per month get quotes Call us0117 403 4474
Initial rate: 0.94%
Rate type: Fixed 24 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.3% APRC
Nationwide BS logo 0.94% Fixed 24 months 3.3% APRC 60% £999 £561.24 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £561.24 per month get quotes Call direct0800 068 8567
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £561.24 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £561.24 per month get quotes Call direct0800 068 7706
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Short term finance

Short Term Finance

Short Term Finance Service

Special features of what we offer include:

  • 1 to 12 Month Finance
  • Bridging finance from £50,000 to £25 million
  • Whole of market service - we work directly with UK bridging lenders
  • Lowest Rates - Access to leading bridging loan deals 
  • Exclusive Deals - Access to exclusive bridging loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly

Short term finance

Short term finance

This finance is short term - typically 1 to 12 Months

If you need to get access to cash quickly – particularly if you currently embroiled in the property-buying process and don’t want to risk losing out on your ideal home due to cash flow issues -  then a bridging loan could help you to get access to the short term finance that you require.

Bridging loans are a specialist kind of loan secured against properties, which provides a financial stopgap for situations where a lump sum is urgently required.

Short Term Finance Calculator »

How is short term finance different from a mortgage?

The main difference between regular mortgage finance and short term finance is speed – both in terms of how quickly a loan can be organised and how quickly you can have access to the money. Some short term bridging loans can be available in 24 to 48 hours. This type of turnaraound is expensive as all the stops will need to be taken out to make the deal happen - an average turnaround time will be 2 to 3 weeks. this compares with mortgage finance where typically you are looking at 6 to 8 weeks to arrange finance and longer depending on the lender.

What are the benefits of using short term finance?

Some of the potential advantages of using a short term lending or bridging as it is often called could include:

  • Speed – get an instant lending decision and get your cash the next day, which can be absolutely critical during the property buying process
  • Flexible lending terms – some adverse credit may be accepted and, as long as you can secure the loan on an existing property, no proof of income will be required
  • Wide range of loan amounts on offer - depending on  which bridging loan provider you approach, you could borrow from £20,000 to over £1m, and get access to the money in just 24 hours
  • Use short term finance to secure an auction property - pay the required percentage needed to secure the property on the day of the auction
  • Secure your perfect property instantly – even if your sale falls through or the chain is disrupted, a bridging loan can allow you to still have sufficient funds to secure your new house before it is snapped up by another buyer

Next Steps...

Call our finance team on 0117 313 6058 or request a callback.

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Looking For Short Term Finance? Call our Bridging Loan Team or Request A Callback

Call us for a FREE initial conversation on 0117 313 6058 about your short term finance bridging loan options or request a callback.

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