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1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

95% Mortgage Deals

Compare help to buy mortgages? - The Government Help to Buy Scheme aims to help first time buyers or home movers with a low deposit. You only need to put down a deposit of 5% and the Government will help to boost this - use our mortgage tables below to see a selection of market leading mortgage deals.

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95% Mortgages

Looking for a mortgage with a 5% deposit? Our service offers:

  • Whole of market service - we work with over 60 UK lenders
  • Great Rates! - Access to loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly

To investigate your mortgage options call our independent mortgage adviser team on 0117 313 7780 or fill in our call back form.

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95% LTV Mortgages

Whether you are trying to buy your very first home, remortgage or move you may be wondering what being able to put down a 5% deposit will be able to get you. While it can be possible to secure mortgages with smaller deposits, a 5% deposit of the property value will increase is generally the industry minimum required. There is a selection of mortgages with Loan to Values of 95% on the market so it is worth shopping around thoroughly before hand to try and find the best product for your specific circumstances.

Loan to Value

The Loan to Value (LTV) of a mortgage is the amount borrowed compared to the size of the deposit put down, meaning a mortgage with a 5% deposit will have a LTV of 95%, although having a larger deposit will increase the amount of products available to you as well as decrease the rate of interest you pay on the loan.

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