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Clydesdale Buy To Let Mortgages

Buy To Let Mortgage Deals Of The Month

RBS Mortgages Logo

FairMortgages.co.uk has partnered with Royal Bank Of Scotland to bring you some of the best mortgage rates in the market, which is why they say 'YES' to a mortgage every 60 seconds*. It takes just a few minutes to find out if they can help:

Call RBS Buy To Let team: FREE on 0800 096 7962

OPEN 7 DAYS A WEEK
Monday to Friday:  8am to 8pm 
Saturday & Sunday:  9am to 4pm

Hsbc 2-logo 

Call FREE 0808 271 8482

Top rates for those looking to get a better deal or borrow more:

  • FIXED RATES from 1.69% (4.5% APRC)
  • FAST DECISION
  • LINES OPEN: 7 days a week 8am to 10pm

Call HSBC Buy To Let team FREE on 0808 271 8482 to find out how much you could borrow

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.33%
Rate type: Fixed Oct-2019
Monthly cost: £482.01 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 4.3% APRC
Post Office logo 1.33% Fixed Oct-2019 4.3% APRC 60% £1990.00 £482.01 per month get quotes Call direct0808 178 6813
Initial rate: 1.33%
Rate type: Fixed Oct-2019
Monthly cost: £482.01 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.33% Fixed Oct-2019 4.2% APRC 60% £1990.00 £482.01 per month get quotes Call direct0808 178 6813
Initial rate: 1.41%
Rate type: Fixed Oct-2019
Monthly cost: £485.71 per month
Max LTV: 60%
Product fee: £1720.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.41% Fixed Oct-2019 4.2% APRC 60% £1720.00 £485.71 per month get quotes Call direct0808 178 6813
Initial rate: 1.41%
Rate type: Fixed Oct-2019
Monthly cost: £485.71 per month
Max LTV: 60%
Product fee: £1720.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.41% Fixed Oct-2019 4.2% APRC 60% £1720.00 £485.71 per month get quotes Call direct0808 178 6813
Initial rate: 1.58%
Rate type: Fixed Oct-2019
Monthly cost: £491.22 per month
Max LTV: 60%
Product fee: £1220.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.58% Fixed Oct-2019 4.2% APRC 60% £1220.00 £491.22 per month get quotes Call direct0808 178 6813
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Clydesdale Buy To Let Mortgages

Our Buy to Let Mortgage Service

Why choose us?

We can provide you with a first class service if you are looking for buy to let mortgage advice. 

Special features of what we offer include:

  • Whole of market broker - we deal with Clydesdale & most UK buy to let lenders 
  • Access to leading buy to let market rates
  • Access to exclusive buy to let mortgage deals not available on high street
  • Expert help whether you are a first time investor or full time landlord
  • We have lenders who will take into account previous defaults and missed payments 
  • Complex buy to let or have a portfolio of 5+ properties? - speak to us

To investigate your buy to let mortgage options including Clydesdale call our specialist team on 0117  313 7780 or fill in our call back form. 

Clydesdale buy to let mortgages

Clydesdale Buy to Let Mortgages

If you wish to invest in property on a buy to let basis you may be wondering what Clydesdale buy to let mortgages can offer you.  Clydesdale buy to let mortgages present a range of plans with both fixed rate and offset options. 

Clydesdale buy to let mortgages

  • At least one of the applicants must have a basic income of at least £30,000 not including rental income. Or £75,000 if the applicant has four or more buy to lets
  • Applicants can have no more than 8 buy to lets, Clydesdale BTL mortgages are not available to ‘professional landlords’ therefore your gross rental income cannot be greater than your non-property income i.e. your employment.
  • Clydesdale BTL mortgages cannot be used for Houses in Multiple Occupation.
  • Clydesdale will not accept applications from landlords who show evidence of poor credit history, including CCJs, bankruptcies or are subject to Individual Voluntary Arrangements.

Whether you are looking for a residential or commercial buy to let mortgage or if you are employed or self employed you may benefit from speaking to an independent mortgage advisor before applying for a mortgage.

Aside from having specialist mortgage knowledge professional intermediaries have access to a range of providers off of the high street who cannot be directly contacted by applicants.

When looking for a mortgage it is a wise idea to shop around thoroughly to compare the market and find what is available to you, remember that there are many providers of buy to let mortgages. You can use the buy to let mortgage comparison calculator on this website to view a range of different BTL mortgages which might be available to you.

While looking for the right BTL plan for you, you should consider what kind of mortgage would suit your requirements best: 

  • Interest-only – With an interest only mortgage, you may find you have cheaper monthly payments, but this is because you are only making payments on the interest on your loan value. At the end of the mortgage term you are required to pay back in full the original sum you borrowed, as a result of this lenders tend to have stricter lending requirements for this type of mortgage and will need you to provide an investment or savings plan on how you are intending on raising the repayment capital over the term.   
  • Repayment – Your monthly mortgage charge contributes to repay your mortgage as well as paying the interest accumulation. Meaning by the end of the loan term you will have completely repaid the amount you borrowed providing you kept up with your repayments.

Before you take out a buy to let mortgage you should also decide what kind of interest accumulation you would prefer: 

  • Fixed Rate – With a BTL Fixed Rate mortgage your interest is set at a fixed rate so your payments will be consistent throughout the introductory period. With most plans when your introductory period expires you will be put on the lenders Standard Variable Rate.   
  • Tracker – BTL Tracker mortgages are linked to the Bank of England’s base interest rate.  This means that if the Bank of England either raises or lowers its base rate the interest you pay on your mortgage will also change to reflect this. 

Call us 0n 0117 313 7780 for buy to let mortgage advice or complete our callback form.

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Call us on 0117 313 7780 or Request a Callback for our independent buy to let mortgage service

For a FREE initial conversation about your mortgage options complete our short enquiry form.

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