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Remortgage Hotline call now 0117 313 7780

What is your mortgage for?

 

1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.99%
Rate type: Fixed Aug-2019
Monthly cost: £570.26 per month
Max LTV: 60%
Product fee: £1820.00
Overall cost for comparison: 4.2% APRC
Yorkshire Building Society logo 0.99% Fixed Aug-2019 4.2% APRC 60% £1820.00 £570.26 per month get quotes Call direct0117 313 7780
Initial rate: 1.09%
Rate type: Fixed Aug-2019
Monthly cost: £577.16 per month
Max LTV: 60%
Product fee: £1958.00
Overall cost for comparison: 4.1% APRC
The Co-Operative Bank logo 1.09% Fixed Aug-2019 4.1% APRC 60% £1958.00 £577.16 per month get quotes Call direct0117 313 7780
Initial rate: 1.10%
Rate type: Fixed 2 years
Monthly cost: £575.79 per month
Max LTV: 60%
Product fee: £1084.00
Overall cost for comparison: 3.5% APRC
Nationwide BS logo 1.10% Fixed 2 years 3.5% APRC 60% £1084.00 £575.79 per month get quotes
Initial rate: 1.10%
Rate type: Fixed 2 years
Monthly cost: £575.79 per month
Max LTV: 60%
Product fee: £1084.00
Overall cost for comparison: 3.5% APRC
Nationwide BS logo 1.10% Fixed 2 years 3.5% APRC 60% £1084.00 £575.79 per month get quotes
Initial rate: 1.10%
Rate type: Fixed 2 years
Monthly cost: £575.79 per month
Max LTV: 60%
Product fee: £1084.00
Overall cost for comparison: 3.5% APRC
Nationwide BS logo 1.10% Fixed 2 years 3.5% APRC 60% £1084.00 £575.79 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage repayments on £450,000

Find the best mortgage repayment rates on £450k

Your mortgage repayments will depend on various factors. These include:

  • How long you are borrowing the money for
  • Your interest rate
  • Whether you mortgage is capital and interest or interest-only

The mortgage repayments on £450,000 will also vary significantly depending on which lender you use. Different mortgage companies use different lending criteria, so the interest rates and other terms they offer will depend on their own internal decision making process.

One thing to remember is that most mortgage lenders now use affordability when deciding how much to lend to individual borrowers, rather than the older method of using multiples of your salary.

This means if you opt for a mortgage with lower monthly repayments you could boost your chances of being accepted.

Lower repayments can also mean that you end up repaying less in total over the life time of the mortgage. Reducing monthly repayments is one of the top reasons people give when looking to remortgage.

Try our free mortgage repayment calculator

To get the best rates for mortgage repayments on £450k, you will need to shop around and look at as many different mortgage companies as possible. This is vital to ensure you are getting the best possible deal.

Our free mortgage calculator makes things much easier. It allows you to compare mortgages from all the top lenders across the market, so you can finding the very best repayments rates on the money you need.

To try it out, simply head to the top of the page and plug in some basic details about your borrowing needs. The mortgage repayment calculator will then do its work and find you the top matching deals that we have selected from a wide range of the industry’s most competitive mortgage companies. 

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