This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Remortgage Hotline call now 0117 313 7780

What is your mortgage for?

use mortgage calculator
 

1.22% 2 Year Fixed 

  • Overall cost for comparison 3.80% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years.Rate fixed for 2 years after which reverts to Post Office variable rate of 4.24%.

Call Post Office on 0808 179 6813

2.29% 5 Year Fixed 

  • Overall cost for comparison 3.90% APRC

Representative Example:Mortgage of £120,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to Yorkshire Bank variable rate of 4.70%.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.15%
Rate type: Fixed Nov-2019
Monthly cost: £387.52 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.5% APRC
NatWest logo 1.15% Fixed Nov-2019 3.5% APRC 60% £1025.00 £387.52 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.17%
Rate type: Fixed Aug-2019
Monthly cost: £390.48 per month
Max LTV: 60%
Product fee: £1720.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.17% Fixed Aug-2019 3.8% APRC 60% £1720.00 £390.48 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.17%
Rate type: Fixed Aug-2019
Monthly cost: £390.48 per month
Max LTV: 60%
Product fee: £1720.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.17% Fixed Aug-2019 3.8% APRC 60% £1720.00 £390.48 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.18%
Rate type: Tracker Nov-2019
Monthly cost: £388.91 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.18% Tracker Nov-2019 4.1% APRC 65% £1075.00 £388.91 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.18%
Rate type: Tracker Nov-2019
Monthly cost: £388.91 per month
Max LTV: 65%
Product fee: £1075.00
Overall cost for comparison: 4.1% APRC
Virgin Money logo 1.18% Tracker Nov-2019 4.1% APRC 65% £1075.00 £388.91 per month get quotes Call direct0330 057 1528 More details
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Santander Mortgage Calculator

Our Santander Remortgage Service

Why choose our remortgage service?

Fair Mortgages can provide you with a first class mortgage service. 

Special features of what we offer include:

  • Whole of market service - we cover over 60 UK lenders including Santander
  • Great Rates - Access to leading market rates
  • Exclusive Deals - Access to exclusive remortgage deals not available on high street
  • Fast turnaround - call us if you need to move fast!
  • Less than perfect credit history? - We have lenders who will take into account previous defaults and missed payments 
  • Raising additional finance - If you are looking to raise finance we will look at all your finance options as well as remortgaging.

To investigate your remortgage options call our specialist team on 0117 313 7780 or fill in our call back form. 

Complete Mortgage Fast

No matter if you are an experienced homeowner or looking to buy your very first property you may have been wondering if a mortgage from Santander is the right choice for you.

Using the Santander Mortgage calculator tool could give you an illustration of how much you may be able to borrow from them. You just need to enter how much you already have as a deposit along with other financial information like; your earnings, dependants and other credit commitments.

Once you have found out how much you may be able to borrow you can use the other Santander Mortgage Calculator tool to compare their different mortgages, based on the estimated property value and your deposit size.

When looking into a mortgage the most important thing is finding the best deal you can, Aafter all once you sign for one you are most likely going to be locked into it for a number of years. Mortgages like most financial products can vary greatly between plans and lenders. Because of this it is wise to do your research and shop around before you commit to any one plan.

You can use the mortgage calculator on this website to search a range of different mortgages from various providers to see if you can find the best deal for you.

When comparing different mortgages remember to factor in any arrangement fees and other costs as well as Annual Percentage Rates, if the mortgage with the lowest APR has high set up fees it could actually cost you more than some other plans available to you. Generally speaking interest rates are calculated on the Loan to Value (LTV) of the mortgage, with people who can afford to put down deposits of 60% or more being offered the best interest rates available.

Mortgages can be quite variable in how you repay them so it is important to consider what might be best for you.

Different types of Mortgages

Fixed Rate – With a Fixed Rate mortgage your interest payments are the same throughout the course of the deal, so you know how much you will be paying for the whole introductory period.

Tracker – Tracker mortgages are linked to the base interest rate which is set by the Bank of England. This means that if the Bank of England either raises or lowers its base rate the interest you pay on your mortgage will also change to reflect this.

Discount – Discount mortgages are similar to trackers but instead of your interest rate being reflective of the Base Rate it is affected by your lender’s specific Standard Variable Rate. The SVR is the rate many mortgages revert to once you move out of your introductory deal.

Offset – This type of mortgage works by tying your savings to your mortgage. This usually means that you stop earning any interest on your savings instead the interest is used to offset your mortgage interest repayments. Lenders will allow you to either pay less each month, or to treat the difference as an overpayment, thus paying off your loan earlier.

For independent mortgage advice on whether Santander mortgages are right for you call our mortgage team on 0117 313 7780 or complete our callback request form.

house icon

Call 0117 313 7780 or Request Callback for latest Santander Mortgage Deals

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services

A to Z of mortgage lenders